55 Highland Ave, Excelsior, MN 55331 Property Records

Hennepin County property record for 55 Highland Ave, Excelsior, MN 55331

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,543 sqft · built 1986
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on Record
Tax Bill$16,009 (2025)
Deeds & MortgagesSep 2021 Transfer
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-117-23-14-0052

Property Details

APN / Parcel Number

Primary APN28-117-23-14-0052

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,543 sqft Living Area
Gross Area4,790 sqft
1st Floor Area2,223 sqft
Basement Area1,551 sqft
Family RoomFamily Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialWood
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions275 ft deep x 103 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area696 sqft
Deck Area1,332 sqft
Patio Area1,300 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address55 HIGHLAND AVE
CityEXCELSIOR
StateMN
Zip55331-9519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 007 BLOCK 001 B GIDEONS BAY WOODS N 103X275XL85X225
Legal Range23
Legal Township117
Legal Section28
Legal Quarter14
Legal SubdivisionGIDEONS BAY WOODS
Legal Block1
Legal Lot Number7
JurisdictionHENNEPIN MN
Township / Civil DivisionTONKA BAY
Census Block Group3
Census Block3013
Census Tract27501

Owner

Source: Hennepin County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address55 HIGHLAND AVE, EXCELSIOR, MN 55331-9519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2021Intrafamily Transfer, Transfer
Sep 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 23, 2015Deed of Trust, Mortgage
CITIBANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 17, 2021
Transfer Doc0011013560
Record UpdatedSep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHENNEPIN MN
Recording DateSep 3, 2021
Property Address55 HIGHLAND AVE, EXCELSIOR, MN 55331-9519
Document Number0A11013560
Instrument DateAug 17, 2021
InstrumentA11013560
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address55 HIGHLAND AVE, EXCELSIOR, MN 55331-9519

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address55 HIGHLAND AVE, EXCELSIOR, MN 55331-9519
Document Number0005753471
Instrument DateSep 24, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 HIGHLAND AVE EXCELSIOR MN 553319519, EXCELSIOR, MN 55331-9519

Mortgage

Document Number0005753471
DateOct 2, 2020
Instrument5753471
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 1, 2030

January 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address55 HIGHLAND AVE, EXCELSIOR, MN 55331-9519
Document Number0010752316
Instrument DateJan 23, 2015
Transaction TypeMortgage
Record UpdatedFeb 13, 2020
Title CompanyMORTGAGE CONNECT ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 HIGHLAND AVE EXCELSIOR MN 553319519, EXCELSIOR, MN 55331-9519

Mortgage

Document Number0010752316
DateJan 31, 2020
Instrument10752316
Lender
NameCITIBANK
TypeBank
AddressO FALLON, MO 63368-2240
Agreement
AmountAmount Recorded
Term120 Months
DueJan 30, 2030

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityTonka Bay City
Unified School DistrictMinnetonka Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,009.00 (+19.54%)$1,276,600 (+10.34%) Land $830,000 Building $446,600$1,276,600 (+10.34%) Land $830,000 Building $446,600
2023$13,392.00 Homeowner's exemption
2022$1,157,000 Land $769,000 Building $388,000$1,157,000 Land $769,000 Building $388,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1980–2014)
Most Recent ClaimJun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTonka Bay
serves 1,442 people · EPA ID MN1270013
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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