Hennepin County property record for 45 Highland Ave, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,646 sqft · built 1987 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,035,000 (Aug 2016) |
| Tax Bill | $23,506 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-117-23-14-0053 |
| Primary APN | 28-117-23-14-0053 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,646 sqft Living Area |
| Gross Area | 5,540 sqft |
| 1st Floor Area | 2,264 sqft |
| 2nd Floor Area | 1,348 sqft |
| Basement Area | 1,126 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 270 ft deep x 89 ft wide |
| Terrain | Wooded |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 480 sqft |
| Patio Area | 480 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 45 HIGHLAND AVE |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 008 BLOCK 001 B GIDEONS BAY WOODS N 89X270XL90X275 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 28 |
| Legal Quarter | 14 |
| Legal Subdivision | GIDEONS BAY WOODS |
| Legal Tract | K |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | TONKA BAY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 27501 |
Source: Hennepin County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 HIGHLAND AVE, EXCELSIOR, MN 55331-9519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RESULTS MORTGAGE LLC |
| Jan 6, 2021 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RESULTS MORTGAGE LLC RESULTS MORTGAGE LLC |
| May 20, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Dec 12, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2016 · Amount on Record |
| Deed Sale | Aug 23, 2016 · Amount on Record |
| Prior Sale | Aug 23, 2016 · Amount on Record |
| Deed Document Number | 201610351211 |
| Prior Transfer Date | Sep 24, 2012 |
| Prior Transfer Doc | 0009864944 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 45 HIGHLAND AVE, EXCELSIOR, MN 55331-9519 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0A10917973 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | A10917973 |
| Name | RESULTS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55435 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 45 HIGHLAND AVE, EXCELSIOR, MN 55331-9519 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0A10896394 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | A10896394 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jun 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 45 HIGHLAND AVE, EXCELSIOR, MN 55331-9519 |
| Document Number | 0005796444 |
| Instrument Date | Dec 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 45 HIGHLAND AVE EXCELSIOR MN 553319519, EXCELSIOR, MN 55331-9519 |
| Document Number | 0005796444 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 5796444 |
| Name | RESULTS MORTGAGE LLC RESULTS MORTGAGE LLC |
|---|---|
| Type | Bank |
| Address | EDINA, MN 55435 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 27, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 45 HIGHLAND AVE, EXCELSIOR, MN 55331-9519 |
| Document Number | 0005713084 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 HIGHLAND AVE EXCELSIOR MN 553319519, EXCELSIOR, MN 55331-9519 |
| Document Number | 0005713084 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 5713084 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 45 HIGHLAND AVE, EXCELSIOR, MN 55331-9519 |
| Document Number | 0005500529 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 HIGHLAND AVE EXCELSIOR MN 553319519, EXCELSIOR, MN 55331-9519 |
| Document Number | 0005500529 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 5500529 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Tonka Bay City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,506.00 (+34.5%) | $1,837,500 (+23.57%) Land $830,000 Building $1,007,500 | $1,837,500 (+23.57%) Land $830,000 Building $1,007,500 |
| 2023 | $17,477.00 Homeowner's exemption | ||
| 2022 | $1,487,000 Land $769,000 Building $718,000 | $1,487,000 Land $769,000 Building $718,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1980–2014) |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Tonka Bay serves 1,442 people · EPA ID MN1270013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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