Lexington County property record for 65 Downing Cir, Gilbert, SC 29054 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,650 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $460,000 (2024) |
| Tax Bill | $2,551.00 (2025) |
| Primary APN | 003115-01-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,650 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Lot Area | 8,276 sqft (0.19 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 65 DOWNING CIR |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-8483 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE RESERVE SD LOT 14 |
| Legal Subdivision | LAKESIDE RESERVE |
| Legal Lot Number | 14 |
| Jurisdiction | LEXINGTON SC |
| Minor Civil Division | GILBERT |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 21303 |
Source: Lexington County records · APN 003115-01-014
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 65 DOWNING CIR, GILBERT, SC 29054-8483 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 04, 2024 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 04, 2024 · Amount on Record |
| Deed Sale | Jan 04, 2024 · Amount on Record |
| Prior Sale | Oct 02, 2014 · Amount on Record |
| Deed Doc Number | 2024493 |
| Deed Book / Page | 21088 / 4380 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 65 DOWNING CIR, GILBERT, SC 29054-8483 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 65 DOWNING CIR, GILBERT, SC 29054-8483 |
| Document Number | 2119604981 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 21196/4981 |
| Instrument | 2025049360 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 01, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Jan 04, 2024 |
| Property Address | 65 DOWNING CIR, GILBERT, SC 29054-8483 |
| Document Number | 2108804380 |
| Book / Page | 21088 / 4380 |
| Map Reference | MB 13259 PG 291 |
| Instrument Date | Jan 04, 2024 |
| Instrument | 2024000493 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 65 DOWNING CIR, GILBERT, SC 29054-8483 |
| Document Number | 2024000494 |
|---|---|
| Date | Jan 04, 2024 |
| Instrument | 2024000494 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Feb 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.3% |
Source: Lexington County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,551.00 (+53.67%) | $11,118 (-) Land $1,200 Building $9,918 | |
| 2024 | $1,660.00 (+4.47%) | $11,118 (-) Land $1,200 Building $9,918 | $277,950 (-) Land $30,000 Building $247,950 |
| 2023 | $1,589.00 | $11,118 Land $1,200 Building $9,918 | $277,950 Land $30,000 Building $247,950 |
65 Downing Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lexington County (45063C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 4th in South Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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