69 Downing Cir, Gilbert, SC 29054 Property Records

Lexington County property record for 69 Downing Cir, Gilbert, SC 29054 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,860 sqft · built 2014
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$258,500 (Nov 2018)
Tax Bill$1,685 (2025)
Deeds & MortgagesApr 2020 Mortgage
Nov 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN003115-01-013

Property Details

APN / Parcel Number

Primary APN003115-01-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,860 sqft Living Area

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialFiber Cement Siding
Lot Area5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address69 DOWNING CIR
CityGILBERT
StateSC
Zip29054-8483
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE RESERVE SD LOT 13
Legal SubdivisionLAKESIDE RESERVE
Legal Lot Number13
JurisdictionLEXINGTON SC
Township / Civil DivisionGILBERT
Census Block Group3
Census Block3003
Census Tract21303

Owner

Source: Lexington County records · APN 003115-01-013

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address69 DOWNING CIR, GILBERT, SC 29054-8483
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
GATEWAY FIRST BANK
Nov 06, 2018Deed, Transfer · Conventional Mortgage
CENTERSTATE BANK OF FLORIDA NA
Dec 08, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 06, 2018 · Amount on Record
Deed SaleNov 06, 2018 · Amount on Record
Prior SaleDec 08, 2017 · Amount on Record
Deed Document Number201849208
Deed Book / Page20394 / 181
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address69 DOWNING CIR, GILBERT, SC 29054-8483
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2086504146
DateApr 08, 2020
Book Page20865/4146
Instrument2020014670
Lender
NameGATEWAY FIRST BANK
TypeMortgage Company
AddressJENKS, OK 74037
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2035

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateNov 06, 2018
Property Address69 DOWNING CIR, GILBERT, SC 29054-8483
Document Number2039400181
Book / Page20394 / 181
Map ReferenceMB 13259 PG 291
Instrument DateNov 05, 2018
Instrument2018049208
Transaction TypeTransfer
Record UpdatedFeb 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$956.45
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 DOWNING CIR, GILBERT, SC 29054-8483

Mortgage

Document Number2018049209
DateNov 06, 2018
Instrument2018049209
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2033

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEXINGTON SC
Recording DateDec 08, 2017
Property Address69 DOWNING CIR, GILBERT, SC 29054-8483
Document Number1967700248
Book / Page019677 / 000248
Instrument DateDec 06, 2017
Instrument57998
Transaction TypeTransfer
Record UpdatedJan 03, 2018

Transaction

AmountAmount Recorded
Tax$902.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address69 DOWNING CIR GILBERT SC 290548483, GILBERT, SC 29054-8483

Tax Assessment & Valuation

Source: Lexington County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,685.00 (+9.2%)
2024$1,543.00 (+4.4%)$10,340 (-) Land $1,200 Building $9,140$258,500 (-) Land $30,000 Building $228,500
2023$1,478.00$10,340 Land $1,200 Building $9,140$258,500 Land $30,000 Building $228,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lexington County (45063C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450630213033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 36 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimOct 2015, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
CarolinaConnect CooperativeFiber8,000 / 8,000
ComporiumFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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