Lexington County property record for 49 Downing Cir, Gilbert, SC 29054 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2010 |
| Square Footage | 3,058 sqft Living Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $323,500 (2017) |
| Tax Bill | $2,155.00 (2025) |
| Primary APN | 003115-01-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,058 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 49 DOWNING CIR |
|---|---|
| City | GILBERT |
| State | SC |
| Zip | 29054-8483 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE RESERVE SD LOT 18 |
| Legal Subdivision | LAKESIDE RESERVE |
| Legal Lot Number | 18 |
| Jurisdiction | LEXINGTON SC |
| Minor Civil Division | GILBERT |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 21303 |
Source: Lexington County records · APN 003115-01-018
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 DOWNING CIR, GILBERT, SC 29054-8483 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2021 | Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU |
| May 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 26, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) STATE BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2017 · Amount on Record |
| Deed Sale | Sep 26, 2017 · Amount on Record |
| Prior Sale | Oct 05, 2009 · Amount on Record |
| Deed Doc Number | 201746080 |
| Deed Book / Page | 19515 / 345 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 49 DOWNING CIR, GILBERT, SC 29054-8483 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2095005100 |
|---|---|
| Date | Jul 01, 2021 |
| Book Page | 20950/5100 |
| Instrument | 2021035821 |
| Name | PALMETTO CITIZENS FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 30, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 49 DOWNING CIR, GILBERT, SC 29054-8483 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2093902941 |
|---|---|
| Date | May 07, 2021 |
| Book Page | 20939/2941 |
| Instrument | 2021024759 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Sep 26, 2017 |
| Property Address | 49 DOWNING CIR, GILBERT, SC 29054-8483 |
| Document Number | 1951500345 |
| Book / Page | 019515 / 000345 |
| Instrument Date | Sep 15, 2017 |
| Instrument | C |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,196.95 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 49 DOWNING CIR GILBERT SC 290548483, GILBERT, SC 29054-8483 |
| Document Number | 1951600001 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 019516/000001 |
| Instrument | 46082 |
| Name | STATE BK&TR |
|---|---|
| Type | Bank |
| Address | AUGUSTA, GA 30909 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2047 |
Source: Lexington County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,155.00 (+9.28%) | ||
| 2024 | $1,972.00 (+4.45%) | $13,213 (-) Land $1,400 Building $11,813 | $330,325 (-) Land $35,000 Building $295,325 |
| 2023 | $1,888.00 | $13,213 Land $1,400 Building $11,813 | $330,325 Land $35,000 Building $295,325 |
49 Downing Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lexington County (45063C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 4th in South Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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