649 Treehouse Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 649 Treehouse Cir, Saint Augustine, FL 32095 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,111 sqft · built 2005
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jun 2022)
Tax Bill	$17,051 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072084-0140`

Property Details

APN / Parcel Number

Primary APN	`072084-0140`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	20 Plumbing Fixtures
Building Area	4,111 sqft Living Area
Gross Area	5,214 sqft Gross Area
1st Floor Area	2,723 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,295 sqft (0.42 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached
Garage Area	798 sqft Garage
Patio Area	263 sqft Patio
Porch	Patio
Porch Area	481 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	649 TREEHOUSE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32095-6837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45/21-24 MARSHALL CREEK DRI UNIT SV-3 LOT 14 OR5579/907
Legal Range	29E
Legal Township	06S
Legal Section	03
Legal Subdivision	MARSHALL CREEK DRI UNIT SV-3
Legal Block	4
Legal Lot Number	14
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4027
Census Tract	20606

Owner

Source: St. Johns County records · APN 072084-0140

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	649 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Jun 23, 2004 · Amount on Record
Deed Document Number	202259928
Deed Book / Page	5579 / 907
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 15, 2022
Property Address	649 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837
Document Number	0055790907
Book / Page	5579 / 907
Map Reference	MB 45 PG 21-24
Instrument Date	Jun 15, 2022
Instrument	2022059928
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	CAPSTONE TITLE LLC, COAST ONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 MARKET ST UNIT 212, 212, SAINT AUGUSTINE, FL 32095-8804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837

Mortgage

Document Number	0005579909
Date	Jun 15, 2022
Instrument	5579/909

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 01, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$835,303 (-11.83%) Land $210,000 Building $625,303	$835,303 (-11.83%) Land $210,000 Building $625,303
2025	$17,051.00 (+8.16%) Homeowner's exemption	$947,363 (+2.21%)	$947,363 (+2.21%) Land $225,000 Building $722,363
2024	$15,765.00 (-3.18%) Homeowner's exemption	$926,920 (-0.06%)	$926,920 (-0.06%) Land $225,000 Building $701,920
2023	$16,283.00 (+53.3%)	$927,489 (+78.21%)	$927,489 (+15.55%) Land $225,000 Building $702,489
2022	$10,622.00 Homeowner's exemption	$520,434	$802,641 Land $196,000 Building $606,641

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 16% of Florida
Wildfire Likelihood	About 1 in 1,220 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.