637 Treehouse Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 637 Treehouse Cir, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,980 sqft · built 2004
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on Record
Last Sale$490,000 (May 2019)
Tax Bill$13,673 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN072084-0110

Property Details

APN / Parcel Number

Primary APN072084-0110

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures18 Plumbing Fixtures
Stories1 Story
Building Area3,980 sqft Living Area
Gross Area5,275 sqft
1st Floor Area2,981 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area794 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area384 sqft
PorchFinished Screened Porch
Porch Area664 sqft
Deck Area952 sqft
Patio Area1,300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address637 TREEHOUSE CIR
CitySAINT AUGUSTINE
StateFL
Zip32095-6837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description45/21-24 MARSHALL CREEK DRI UNIT SV-3 LOT 11 OR4722/301
Legal Range29E
Legal Township06S
Legal Section03
Legal SubdivisionMARSHALL CREEK DRI UNIT SV-3
Legal Block4
Legal Lot Number11
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4027
Census Tract20606

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address637 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2019 · Amount on Record
Deed SaleMay 9, 2019 · Amount on Record
Prior SaleNov 14, 2012 · Amount on Record
Deed Document Number201932228
Deed Book / Page4722 / 301
Record UpdatedSep 20, 2026

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 9, 2019
Property Address637 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837
Document Number0047220301
Book / Page4722 / 0301
Map ReferenceMB 45 PG 21-24
Instrument DateMay 2, 2019
Instrument2019032228
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address637 TREEHOUSE CIR, 637, SAINT AUGUSTINE, FL 32095-6837

Transferred To (Grantee/Buyer)

NameVerified Name
Address637 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837

Mortgage

Document Number2019032229
DateMay 9, 2019
Instrument2019032229
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$698,038 (-6.9%)$896,963 (-6.43%) Land $210,000 Building $686,963
2025$13,673.00 (+10.36%) Homeowner's exemption$749,801 (+4.93%)$958,652 (+4.34%) Land $225,000 Building $733,652
2024$12,389.00 (+3.16%)
2023$12,010.00 (+4.22%) Homeowner's exemption$714,565 (+7.35%)$918,739 (+9.92%) Land $225,000 Building $693,739
2022$11,524.00 Homeowner's exemption$665,658$835,791 Land $196,000 Building $639,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 249 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims3 (2016–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Treehouse Cir

Nearby Streets

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