St. Johns County property record for 653 Treehouse Cir, Saint Augustine, FL 32095 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,353 sqft · built 2004 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Sep 2024) |
| Tax Bill | $15,785 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072084-0150 |
| Primary APN | 072084-0150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,353 sqft Living Area |
| Gross Area | 4,297 sqft |
| 1st Floor Area | 2,607 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Type | Attached |
| Garage Area | 734 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 278 sqft |
| Patio Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 653 TREEHOUSE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-6837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 45/21-24 MARSHALL CREEK DRI UNIT SV-3 LOT 15 OR6028/1723 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT SV-3 |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072084-0150
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 824 RILEY LN, SAINT AUGUSTINE, FL 32095-6832 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Sep 08, 2021 | Intrafamily Transfer, Transfer BETTER SETTLEMENT SVCS LLC |
| Sep 08, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Dec 03, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 27, 2017 | Warranty Deed, Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on Record |
| Deed Sale | Sep 30, 2024 · Amount on Record |
| Prior Sale | Jan 27, 2017 · Amount on Record |
| Deed Document Number | 202476871 |
| Deed Book / Page | 6028 / 1723 |
| Prior Transfer Date | Aug 31, 2021 |
| Prior Transfer Doc | 0053630780 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 08, 2021 |
| Property Address | 653 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837 |
| Document Number | 0053630780 |
| Book / Page | 5363 / 780 |
| Map Reference | MB 45 PG 21-24 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021098734 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | BETTER SETTLEMENT SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 653 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 08, 2021 |
| Property Address | 653 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837 |
| Document Number | 0053630755 |
| Book / Page | 5363 / 755 |
| Map Reference | MB 45 PG 21-24 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 2021098732 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 653 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837 |
| Document Number | 0053630761 |
|---|---|
| Date | Sep 08, 2021 |
| Book Page | 5363/761 |
| Instrument | 2021098733 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 01, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 03, 2018 |
| Property Address | 653 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837 |
| Document Number | 0046480960 |
| Book / Page | 004648 / 000960 |
| Instrument Date | Nov 09, 2018 |
| Instrument | 86089 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 653 TREEHOUSE CIR ST AUGUSTINE FL 320956837, ST AUGUSTINE, FL 32095-6837 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 27, 2017 |
| Property Address | 653 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837 |
| Document Number | 0043230033 |
| Book / Page | 4323 / 0033 |
| Map Reference | MB45 PG21-24 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 2017006426 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ISLAND TITLE OF ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2645 OAKGROVE AVE, 2645, SAINT AUGUSTINE, FL 32092-3602 |
| Name | Verified Name |
|---|---|
| Address | 653 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6837 |
| Document Number | 2017006427 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 2017006427 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 9.12% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 12.1% |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $789,725 (-7.5%) Land $210,000 Building $579,725 | $789,725 (-7.53%) Land $210,000 Building $579,725 | |
| 2025 | $15,785.00 (+61.05%) Homeowner's exemption | $853,761 (+93.84%) | $854,073 (+7.87%) Land $225,000 Building $629,073 |
| 2024 | $9,801.00 (+2.42%) | ||
| 2023 | $9,569.00 (+1.5%) Homeowner's exemption | $440,436 (+3%) | $791,748 (+11.38%) Land $225,000 Building $566,748 |
| 2022 | $9,428.00 Homeowner's exemption | $427,608 | $710,876 Land $196,000 Building $514,876 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 249 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force 241 of 249 on primary residences |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022, rainfall accumulation, Hurricane Nicole |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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