St. Johns County property record for 644 Treehouse Cir, Saint Augustine, FL 32095 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,599 sqft Living Area |
| Lot Size | 14,374 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $915,000 (2022) |
| Tax Bill | $15,026.00 (2025) |
| Primary APN | 072084-0440 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Building Area | 3,599 sqft Living Area |
| Gross Area | 4,355 sqft Gross Area |
| 1st Floor | 3,021 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,374 sqft (0.33 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 756 sqft Garage |
| Pool Area | 322 sqft Pool |
| Patio Area | 754 sqft Patio |
| Porch Area | 327 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 644 TREEHOUSE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-6836 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 45/21-24 MARSHALL CREEK DRI UNIT SV-3 LOT 44 OR5516/821 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT SV-3 |
| Legal Block | 4 |
| Legal Lot Number | 44 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4029 |
| Census Tract | 20606 |
Source: St. Johns County records · APN 072084-0440
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6836 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 08, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GRID MORTGAGE INC |
| Oct 27, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 16, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Oct 16, 2019 | Commissioner's Deed, Foreclosure · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2022 · Amount on Record |
| Deed Sale | Mar 16, 2022 · Amount on Record |
| Prior Sale | Oct 16, 2019 · Amount on Record |
| Deed Doc Number | 202228026 |
| Deed Book / Page | 5516 / 821 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 644 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6836 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Title Company | UNKNOWN, RIVER CITY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 644 TREEHOUSE CIR, ST AUGUSTINE, FL 32095-6836 |
| Document Number | 0062350138 |
|---|---|
| Date | Oct 08, 2025 |
| Book Page | 6235/138 |
| Instrument | 2025082257 |
| Name | GRID MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE BEACH, FL 32250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 644 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6836 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 644 TREEHOUSE CIR, ST AUGUSTINE, FL 32095-6836 |
| Document Number | 0058471274 |
|---|---|
| Date | Oct 27, 2023 |
| Book Page | 5847/1274 |
| Instrument | 2023084632 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 16, 2022 |
| Property Address | 644 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6836 |
| Document Number | 0055160821 |
| Book / Page | 5516 / 821 |
| Map Reference | MB 45 PG 21 |
| Instrument Date | Mar 03, 2022 |
| Instrument | 2022028026 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,405.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1220 SPRING OAK WAY, CUMMING, GA 30041-7913 |
| Name | Verified Name |
|---|---|
| Address | 644 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6836 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 16, 2019 |
| Property Address | 644 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6836 |
| Document Number | 0048140338 |
| Book / Page | 4814 / 0338 |
| Map Reference | MB 45 PG 21-24 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 2019077057 |
| Transaction Type | Foreclosure |
| Record Updated | May 02, 2022 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,989.30 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 610 FAIRWAY DR APT 102, 610, SAINT AUGUSTINE, FL 32084-3822 |
| Name | Verified Name |
|---|---|
| Address | 644 TREEHOUSE CIR, SAINT AUGUSTINE, FL 32095-6836 |
| Document Number | 0004814340 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 4814/340 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $803,277 (+0.7%) Land $210,000 Building $593,277 | $803,277 (-6.27%) Land $210,000 Building $593,277 | |
| 2025 | $15,026.00 (+8.47%) Homeowner's exemption | $797,685 (+2.9%) | $857,017 (+1.07%) Land $225,000 Building $632,017 |
| 2024 | $13,853.00 (+2.24%) Homeowner's exemption | $775,204 (+3%) | $847,931 (+1.43%) Land $225,000 Building $622,931 |
| 2023 | $13,550.00 (+30.94%) Homeowner's exemption | $752,625 (+50.64%) | $836,017 (+10.62%) Land $225,000 Building $611,017 |
| 2022 | $10,348.00 Homeowner's exemption Widower's exemption | $499,616 | $755,777 Land $196,000 Building $559,777 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,220 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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