649 Scotch Meadows Loop, Monroe, NC 28110 Property Records

Union County property record for 649 Scotch Meadows Loop, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2023
Lot Size	5,184 sqft (0.119 acres)
Occupancy	Owner Occupied
Last Sale	$360,500 (2024)
Tax Bill	$3,249.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-143-205`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	5,184 sqft (0.119 acres)

Location & Zoning

Street Address	649 SCOTCH MEADOWS LOOP
City	MONROE
State	NC
Zip	28110-9865
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	#104 SCOTCH MEADOWS MAP 3 OPCQ699
Legal Subdivision	SCOTCH MEADOWS MAP 3
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	4
Census Block	4017
Census Tract	20601

Owner

Source: Union County records · APN 09-143-205

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	649 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 2024 · Amount on Record
Deed Sale	Feb 26, 2024 · Amount on Record
Deed Doc Number	20244108
Deed Book / Page	8859 / 211
Record Refreshed	Jun 08, 2026

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 26, 2024
Property Address	649 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865
Document Number	0008859211
Book / Page	8859 / 211
Map Reference	MB Q PG 699&700
Instrument Date	Feb 26, 2024
Instrument	4108
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$721.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865

Mortgage

Document Number	0000004109
Date	Feb 26, 2024
Instrument	4109

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,249.00 (+40,512.5%)	$371,700 (+682.53%) Land $77,100 Building $294,600	$371,700 (+682.53%) Land $77,100 Building $294,600
2023	$8.00 Additional exemption filed	$47,500 Land $47,500	$47,500 Land $47,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.