637 Scotch Meadows Loop, Monroe, NC 28110 Property Records

Union County property record for 637 Scotch Meadows Loop, Monroe, NC 28110 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (May 2025)
Tax Bill	$3,245 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-143-203`

Property Details

APN / Parcel Number

Primary APN	`09-143-203`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	5,184 sqft (0.119 acres)

Location & Zoning

Street Address	637 SCOTCH MEADOWS LOOP
City	MONROE
State	NC
Zip	28110-9865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#102 SCOTCH MEADOWS MAP 3 OPCQ699
Legal Subdivision	SCOTCH MEADOWS MAP 3
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4017
Census Tract	20601

Owner

Source: Union County records · APN 09-143-203

Assessment roll updated March 31, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	637 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 29, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 12, 2024	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 22, 2023	Warranty Deed, Transfer
Jan 05, 2024	Correction Deed

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Prior Sale	Jan 12, 2024 · Amount on Record
Deed Document Number	202513304
Deed Book / Page	9127 / 534
Prior Transfer Date	Jan 03, 2023
Prior Transfer Doc	0000088361
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 29, 2025
Property Address	637 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865
Document Number	0009127534
Book / Page	9127 / 534
Map Reference	NB Q PG 699&700
Instrument Date	May 29, 2025
Instrument	13304
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1152 STONE MARKER DR, MONROE, NC 28112-7667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	637 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865

Mortgage

Document Number	0000013305
Date	May 29, 2025
Instrument	13305

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 12, 2024
Property Address	637 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865
Document Number	0008838883
Book / Page	8838 / 883
Map Reference	MB Q PG 699&700
Instrument Date	Jan 12, 2024
Instrument	814
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	637 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865

Mortgage

Document Number	0000000815
Date	Jan 12, 2024
Instrument	815

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 22, 2023
Property Address	637 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865
Document Number	0008785309
Book / Page	8785 / 309
Map Reference	MB Q PG 699-700
Instrument Date	Sep 22, 2023
Instrument	23094
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

January 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Jan 05, 2024
Property Address	637 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865
Document Number	0000088361
Book / Page	8836 / 1
Map Reference	MB Q PG 699&700
Instrument Date	Jan 03, 2023
Instrument	303
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,245.00 (+40,462.5%)	$371,300 (+681.68%) Land $77,100 Building $294,200	$371,300 (+681.68%) Land $77,100 Building $294,200
2023	$8.00 Additional exemption filed	$47,500 Land $47,500	$47,500 Land $47,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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