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638 Scotch Meadows Loop, Monroe, NC 28110 Property Records

Union County property record for 638 Scotch Meadows Loop, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2023
Lot Size7,013 sqft (0.161 acres)
OccupancyOwner Occupied
Last Sale$512,500 (2023)
Tax Bill$3,905.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-143-169

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area7,013 sqft (0.161 acres)

Location & Zoning

Street Address638 SCOTCH MEADOWS LOOP
CityMONROE
StateNC
Zip28110-9865
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#68 SCOTCH MEADOWS MAP 3 OPCQ699
Legal SubdivisionSCOTCH MEADOWS MAP 3
JurisdictionUNION NC
Minor Civil DivisionMONROE
Census Blockgroup4
Census Block4017
Census Tract20601

Owner

Source: Union County records · APN 09-143-169

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address638 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 11, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CMG MORTGAGE INC
Apr 26, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 11, 2023 · Amount on Record
Deed SaleOct 11, 2023 · Amount on Record
Deed Doc Number202324722
Deed Book / Page8795 / 412
Record RefreshedJun 08, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address638 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865

Mortgage

Document Number0009062731
DateFeb 18, 2025
Book Page9062/731
Instrument3722
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term169 Months
DueMar 01, 2039

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address638 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865

Mortgage

Document Number0009290602
DateJan 22, 2026
Book Page9290/602
Instrument1762
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 01, 2036

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateOct 11, 2023
Property Address638 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865
Document Number0000879541
Book / Page8795 / 41
Map ReferenceMB Q PG 699&700
Instrument DateOct 11, 2023
Instrument24722
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2026
Title CompanyINDEPENDENCE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,025.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865

Mortgage

Document Number0000024723
DateOct 11, 2023
Instrument24723
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateApr 26, 2023
Property Address638 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865
Document Number0008696407
Book / Page8696 / 407
Map ReferenceMB Q PG 699&700
Instrument DateApr 21, 2023
Instrument9646
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
Tax$687.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,905.00$446,700 Land $77,100 Building $369,600$446,700 Land $77,100 Building $369,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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