Union County property record for 644 Scotch Meadows Loop, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | built 2023 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $411,500 (Sep 2023) |
| Tax Bill | $3,494 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Apr 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-143-168 |
| Primary APN | 09-143-168 |
|---|
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 7,362 sqft (0.169 acres) |
| Street Address | 644 SCOTCH MEADOWS LOOP |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #67 SCOTCH MEADOWS MAP 3 OPCQ699 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 20601 |
Source: Union County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 644 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 26, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on Record |
| Deed Sale | Sep 13, 2023 · Amount on Record |
| Deed Document Number | 202322311 |
| Deed Book / Page | 8780 / 273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 13, 2023 |
| Property Address | 644 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865 |
| Document Number | 0008780273 |
| Book / Page | 8780 / 273 |
| Map Reference | MB Q PG 699&700 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 22311 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | INDEPENDENCE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $823.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 644 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865 |
| Document Number | 0000022312 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 22312 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 26, 2023 |
| Property Address | 644 SCOTCH MEADOWS LOOP, MONROE, NC 28110-9865 |
| Document Number | 0008696407 |
| Book / Page | 8696 / 407 |
| Map Reference | MB Q PG 699&700 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 9646 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $687.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2627 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,494.00 (+575.82%) | $399,700 (+741.47%) Land $77,100 Building $322,600 | $399,700 (+741.47%) Land $77,100 Building $322,600 |
| 2023 | $517.00 | $47,500 Land $47,500 | $47,500 Land $47,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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