649 Beech Ln, Moorhead, MN 56560 Property Records

Clay County property record for 649 Beech Ln, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.028 acres (1,248 sqft)
Owner	Individual Name on File
Last Sale	$134,900 (Jun 2021)
Tax Bill	$2,316 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58.532.0100`

Property Details

APN / Parcel Number

Primary APN	`58.532.0100`

Exterior

Lot Area	1,248 sqft (0.028 acres)

Location & Zoning

Street Address	649 BEECH LN
City	MOORHEAD
State	MN
Zip	56560-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME MORNINGSIDE 2ND ADD LOT 002 BLOCK 002 SUBDIVISIONCD 58532 649 BEECH OF PART OF LOTS 2 TO 4
Legal Range	48
Legal Township	139
Legal Section	09
Legal Subdivision	MORNINGSIDE 2ND ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2006
Census Tract	30400

Owner

Source: Clay County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	649 BEECH LN, MOORHEAD, MN 56560-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN BANK & TRUST
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Nov 8, 2018	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Feb 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Nov 8, 2018 · Amount on Record
Deed Document Number	2021817350
Prior Transfer Date	Dec 29, 2016
Prior Transfer Doc	0000765838
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jun 21, 2021
Property Address	649 BEECH LN, MOORHEAD, MN 56560-3220
Document Number	0000817350
Instrument Date	Jun 18, 2021
Instrument	817350
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$445.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 BEECH LN, MOORHEAD, MN 56560-3220

Mortgage

Document Number	0000817351
Date	Jun 21, 2021
Instrument	817351

Lender

Name	FIRST WESTERN BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	649 BEECH LN, MOORHEAD, MN 56560-3220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000783240
Date	Sep 5, 2018
Instrument	783240

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2033

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Nov 8, 2018
Property Address	649 BEECH LN, MOORHEAD, MN 56560-3220
Document Number	0000784930
Instrument Date	Nov 5, 2018
Instrument	784930
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$392.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 BEECH LN, MOORHEAD, MN 56560-3220

Mortgage

Document Number	0000784931
Date	Nov 8, 2018
Instrument	784931

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Feb 8, 2017
Property Address	649 BEECH LN, MOORHEAD, MN 56560-3220
Document Number	0000765838
Instrument Date	Feb 6, 2017
Instrument	765838
Transaction Type	Transfer
Record Updated	Feb 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	649 BEECH LN MOORHEAD MN 565603220, MOORHEAD, MN 56560-3220

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,316.00 (+22.54%)
2025		$138,400 (+10.37%) Land $10,400 Building $128,000	$138,400 (+10.37%) Land $10,400 Building $128,000
2023	$1,890.00	$125,400 Land $10,400 Building $115,000	$125,400 Land $10,400 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Cable One Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Park Region Mutual Telephone Company, Verizon.

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