645 Beech Ln, Moorhead, MN 56560 Property Records

Clay County property record for 645 Beech Ln, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.037 acres (1,614 sqft)
Owner	Individual Name on Record
Last Sale	$8,218,230 (May 2018)
Tax Bill	$2,228 (2026)
Deeds & Mortgages	May 2019 Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.532.0200`

Property Details

APN / Parcel Number

Primary APN	`58.532.0200`

Exterior

Lot Area	1,614 sqft (0.037 acres)

Location & Zoning

Street Address	645 BEECH LN
City	MOORHEAD
State	MN
Zip	56560-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME MORNINGSIDE 2ND ADD LOT 004 BLOCK 002 SUBDIVISIONCD 58532 645 BEECH OF PART OF LOTS 4 TO 8
Legal Range	48
Legal Township	139
Legal Section	09
Legal Subdivision	MORNINGSIDE 2ND ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2006
Census Tract	30400

Owner

Source: Clay County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 BEECH LN, MOORHEAD, MN 56560-3220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Dec 27, 2018	Grant Deed, Transfer FM TITLE
May 4, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018 · Amount on Record
Deed Sale	May 4, 2018 · Amount on Record
Prior Sale	May 21, 2014 · Amount on Record
Deed Document Number	2018779372
Prior Transfer Date	Mar 22, 2016
Prior Transfer Doc	0000755062
Record Updated	Jun 8, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MN
Recording Date	May 6, 2019
Property Address	645 BEECH LN, MOORHEAD, MN 56560-3220
Document Number	0000789097
Instrument Date	Apr 25, 2019
Instrument	789097
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	REGENCY TITLE COMPANY, REGENCY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 BEECH LN MOORHEAD MN 565603220, MOORHEAD, MN 56560-3220

Mortgage

Document Number	789098
Date	May 6, 2019
Instrument	789098

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MN
Recording Date	Dec 27, 2018
Property Address	645 BEECH LN, MOORHEAD, MN 56560-3220
Document Number	0000786158
Instrument Date	Dec 19, 2018
Instrument	786158
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Tax	$1.65

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLAY MN
Recording Date	May 4, 2018
Property Address	645 BEECH LN, MOORHEAD, MN 56560-3220
Document Number	0000779372
Instrument Date	May 1, 2018
Instrument	779372
Transaction Type	Foreclosure
Record Updated	Sep 10, 2018

Transaction

Amount	Amount Recorded
Tax	$271.20
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	645 BEECH LN MOORHEAD MN 565603220, MOORHEAD, MN 56560-3220

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,228.00 (+12.3%)
2025		$153,900 (+6.51%) Land $10,400 Building $143,500	$153,900 (+6.51%) Land $10,400 Building $143,500
2023	$1,984.00 Homeowner's exemption	$144,500 Land $10,400 Building $134,100	$144,500 Land $10,400 Building $134,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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