Clay County property record for 646 Beech Ln, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.24 acres (10,411 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $5,092 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 58.531.1640 |
| Primary APN | 58.531.1640 |
|---|
| Lot Area | 10,411 sqft (0.24 acres) |
|---|
| Street Address | 646 BEECH LN |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-3221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME MORNINGSIDE ADD LOT 008 BLOCK 006 SUBDIVISIONCD 58531 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 09 |
| Legal Subdivision | MORNINGSIDE ADD |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 30400 |
Source: Clay County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 646 BEECH LN, MOORHEAD, MN 56560-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 14, 2025 |
| Transfer Doc | 0000857555 |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,092.00 (+15.52%) | ||
| 2025 | $323,100 (+5.8%) Land $58,400 Building $264,700 | $323,100 (+5.8%) Land $58,400 Building $264,700 | |
| 2023 | $4,408.00 Homeowner's exemption | $305,400 Land $58,400 Building $247,000 | $305,400 Land $58,400 Building $247,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Otter Tail Telecom, Verizon.
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