Clay County property record for 654 Beech Ln, Moorhead, MN 56560 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 7,800 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $189,900 (2017) |
| Tax Bill | $3,702.00 (2026) |
Source: Clay County records · APN 58.531.1620
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 654 BEECH LN, MOORHEAD, MN 56560-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE |
| Apr 21, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage BLACKRIDGEBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on Record |
| Deed Sale | Apr 21, 2017 · Amount on Record |
| Prior Sale | Oct 04, 2013 |
| Deed Doc Number | 2017767777 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 654 BEECH LN, MOORHEAD, MN 56560-3221 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000814965 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 814965 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 01, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Apr 21, 2017 |
| Property Address | 654 BEECH LN, MOORHEAD, MN 56560-3221 |
| Document Number | 0000767777 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 767777 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | PLAINS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $626.67 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 654 BEECH LN MOORHEAD MN 565603221, MOORHEAD, MN 56560-3221 |
| Document Number | 767778 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 767778 |
| Name | BLACKRIDGEBANK |
|---|---|
| Type | Bank |
| Address | WEST FARGO, ND 58078 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2047 |
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,702.00 (+23.65%) | ||
| 2025 | $240,100 (+13.52%) Land $40,100 Building $200,000 | $240,100 (+13.52%) Land $40,100 Building $200,000 | |
| 2023 | $2,994.00 Homeowner's exemption | $211,500 Land $40,100 Building $171,400 | $211,500 Land $40,100 Building $171,400 |
Source: FEMA National Flood Hazard Layer, Clay County (27027C), updated October 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 58.531.1620 |
|---|
| Lot Area | 7,800 sqft (0.18 acres) |
|---|
| Street Address | 654 BEECH LN |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-3221 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME MORNINGSIDE ADD LOT 006 BLOCK 006 SUBDIVISIONCD 58531 W 60' OF LOT 6 & E 5' OF 7 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 09 |
| Legal Subdivision | MORNINGSIDE ADD |
| Legal Block | 6 |
| Legal Lot Number | 6 |
| Jurisdiction | CLAY MN |
| Minor Civil Division | MOORHEAD |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 30400 |
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