Brevard County property record for 6486 Arroyo Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 2,628 sqft · built 2016 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $506,366 (Apr 2016) |
| Tax Bill | $7,503 (2025) |
| Deeds & Mortgages | Aug 2019 Second Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-08-UM-G-16 |
| Primary APN | 26-36-08-UM-G-16 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,628 sqft Living Area |
| Gross Area | 4,159 sqft |
| 1st Floor Area | 2,628 sqft |
| Bonus Room | Bonus Room |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Width | 76 ft Width |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 549 sqft |
| Porch | Florida Room |
| Porch Area | 529 sqft |
| Deck Area | 724 sqft |
| Account Number | 2628653 |
|---|---|
| Street Address | 6486 ARROYO DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-8510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | FAIRWAY LAKES AT VIERA PHASE I LOT 16 BLK G |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 08 |
| Legal Subdivision | FAIRWAY LAKES AT VIERA PHASE I |
| Legal Phase | I |
| Legal Block | G |
| Legal Lot Number | 16 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 71201 |
6486 Arroyo Dr is owned and occupied by two individuals who bought it in April 2016.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6486 ARROYO DR, MELBOURNE, FL 32940-8510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2016 · Amount on File |
| Deed Sale | Apr 8, 2016 · Amount on File |
| Prior Sale | Jun 27, 2013 · Amount on File |
| Deed Document Number | 201665002 |
| Deed Book / Page | 7587 / 2623 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 6486 ARROYO DR, MELBOURNE, FL 32940-8510 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0085251953 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 8525/1953 |
| Instrument | 2019189602 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 8, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 6486 ARROYO DR, MELBOURNE, FL 32940-8510 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6486 ARROYO DR, MELBOURNE, FL 32940-8510 |
| Document Number | 0090730942 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 9073/942 |
| Instrument | 2021083559 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 6486 Arroyo Dr was $7,503 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $591,680 (+2.7%) | $746,120 (-7.41%) | |
| 2025 | $7,503.00 Homeowner's exemption | $576,130 | $805,790 Land $195,000 Building $610,790 |
| 2023 | $6,107.00 (+7.23%) Homeowner's exemption | $473,280 (+3%) | $750,910 (+15.42%) Land $175,000 Building $575,910 |
| 2022 | $5,695.00 Homeowner's exemption | $459,500 | $650,580 Land $145,000 Building $505,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6486 Arroyo Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 307 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 307 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6486 Arroyo Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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