Saginaw County property record for 6485 McCarty Rd, Saginaw, MI 48603 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,772 sqft Living Area |
| Lot Size | 40,990 sqft (0.941 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,073.00 (2025) |
| Primary APN | 23-12-4-07-1003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,772 sqft Living Area |
| 1st Floor Area | 1,758 sqft 1st Floor |
| Basement Area | 1,758 sqft Basement |
| Unfinished Basement | 1,758 sqft Unfinished |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,990 sqft (0.941 acres) |
| Lot Dimensions | 383 ft deep x 107 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Total Buildings | 2 Buildings |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 320 sqft Patio |
| Porch | Covered Porch |
| Porch Area | 122 sqft Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6485 MCCARTY RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48603-8671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT N 1/4 CORN OF FRL SEC 07 TH N 89 DEG 33 MIN 37 SCDS E 107 FT TH S 00 DEG 34 MIN 56 SCDS E 416 FT TH S 89 DEG 33 MIN 37 SCDS W 107 FT TH N 00 DEG 34 MIN 56 SCDS W 416 FT TO POB--- 1.02 ACRES SEC 07 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 07 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10306 |
Source: Saginaw County records · APN 23-12-4-07-1003-000
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6485 MCCARTY RD, SAGINAW, MI 48603-8671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Jan 28, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage LAKE MI CU |
| Oct 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 19, 2019 |
| Transfer Doc | 2019001801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 31, 2021 |
| Property Address | 6485 MCCARTY RD, SAGINAW, MI 48603-8671 |
| Document Number | 2021009300 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021009300 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Title Company | INDEPENDENT TITLE, INDEPENDENT TITLE SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6485 MCCARTY RD, SAGINAW, MI 48603-8671 |
| Document Number | 2021009301 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021009301 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jan 28, 2019 |
| Property Address | 6485 MCCARTY RD, SAGINAW, MI 48603-8671 |
| Document Number | 0000001801 |
| Instrument Date | Jan 19, 2019 |
| Instrument | 1801 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6485 MCCARTY RD SAGINAW MI 486038671, SAGINAW, MI 48603-8671 |
| Document Number | 3958 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 3958 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 6485 MCCARTY RD, SAGINAW, MI 48603-8671 |
| Document Number | 0000031102 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6485 MCCARTY RD SAGINAW MI 486038671, SAGINAW, MI 48603-8671 |
| Document Number | 0000031102 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 31102 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2047 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $143,700 (+11.57%) | $287,400 (+11.57%) | |
| 2025 | $2,073.00 (-36.78%) Homeowner's exemption | $128,800 (+24.81%) | $257,600 (+24.81%) |
| 2023 | $103,200 | $206,400 | |
| 2022 | $3,279.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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