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6350 McCarty Rd, Saginaw, MI 48603 Property Records

Saginaw County property record for 6350 McCarty Rd, Saginaw, MI 48603

Property Summary

Property TypeSingle Family Home
Details2 bd · 3.5 ba · 2,670 sqft · built 2018
Lot Size3.79 acres (165,092 sqft)
Owner2 Company Names on File
Tax Bill$6,004 (2025)
Deeds & MortgagesAug 2018 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN23-12-4-06-4004-003

Property Details

APN / Parcel Number

Primary APN23-12-4-06-4004-003

Interior

Bedrooms2 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,670 sqft Living Area
1st Floor Area2,670 sqft
Basement Area2,670 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area165,092 sqft (3.79 acres)
Lot Dimensions625 ft deep x 287 ft wide
Garage Area2,732 sqft
Parking Spaces9 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6350 MCCARTY RD
CitySAGINAW
StateMI
Zip48603-8612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal DescriptionBEGIN AT A PT ON S LINE OF SEC 6 1543.35 FT N 89 DEG 05 MIN 30 SCDS W OF SE CORN TH CONT N 89 DEG 05 MIN 30 SCDS W 287.35 FT TO C/L OF KASTROF DRAIN TH N 03 DEG 38 MIN 34 SCDS E 659.09 FT TH S 89 DEG 02 MIN 40 SCDS E 242.06 FT TH S 00 DEG 17 MIN 49 S
Legal Range04E
Legal Township12N
Legal Section06
JurisdictionSAGINAW MI
Township / Civil DivisionSAGINAW
Census Block Group2
Census Block2000
Census Tract10305

Owner

Source: Saginaw County assessment roll, APN 23-12-4-06-4004-003, as of September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address6350 MCCARTY RD, SAGINAW, MI 48603-8612
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2018Deed of Trust, Mortgage · ARM
CHEMICAL BANK
Jun 05, 2020Deed of Trust, Mortgage
DOW CHEMICAL EMPS CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 28, 2025
Transfer Doc0000013442
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address6350 MCCARTY RD, SAGINAW, MI 48603-8612
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021669
DateAug 15, 2018
Instrument2018021669
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term337 Months
DueSep 01, 2046
Interest
Rate TypeAdjustable Rate
Rate3.7%
Type Change DateSep 01, 2026
IndexOther

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address6350 MCCARTY RD, SAGINAW, MI 48603-8612
Document Number0000014948
Instrument DateJun 05, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6350 MCCARTY RD SAGINAW MI 486038612, SAGINAW, MI 48603-8612

Mortgage

Document Number0000014948
DateJun 10, 2020
Instrument14948
Lender
NameDOW CHEMICAL EMPS CU
TypeCredit Union
AddressMIDLAND, MI 48641-1649
Agreement
AmountAmount Recorded
Term360 Months
DueJun 09, 2050
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

Source: Saginaw County assessment roll as of September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSaginaw Charter Township
Unified School DistrictSaginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$391,000 (+15.71%)$782,000 (+15.71%)
2025$6,004.00 (-34.3%) Homeowner's exemption
2023$337,900$675,800
2022$9,139.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), as of March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450103052, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2024 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 64 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0005860, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSAGINAW CHARTER TOWNSHIP
serves 40,840 people
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionOct 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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