Saginaw County property record for 6320 McCarty Rd, Saginaw, MI 48603 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 6 Baths |
| Year Built | Built 2019 |
| Square Footage | 5,569 sqft Living Area |
| Lot Size | 165,528 sqft (3.8 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,425,000 (2025) |
| Tax Bill | $19,884.00 (2024) |
| Primary APN | 23-12-4-06-4004-005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 5,569 sqft Living Area |
| Basement Area | 3,375 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 2 Fireplaces |
| Year Built | Built 2019 |
|---|---|
| Lot Area | 165,528 sqft (3.8 acres) |
| Lot Dimensions | 625 ft deep x 264 ft wide |
| Parking Spaces | 7 Parking Spaces |
| Garage Area | 1,911 sqft Garage |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 23124064004005 |
|---|---|
| Street Address | 6320 MCCARTY RD |
| City | SAGINAW |
| State | MI |
| Zip | 48603-8612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEGIN AT A PT ON S LINE OF SEC 6 1013.68 FT N 89 DEG 05 MIN 30 SCDS W OF SE CORN OF SEC TH CONT N 89 DEG 05 MIN 30 SCDS W |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 06 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | SAGINAW |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10305 |
Source: Saginaw County records · APN 23-12-4-06-4004-005
Assessment roll updated March 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6320 MCCARTY RD, SAGINAW, MI 48603-8612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jul 22, 2021 | Warranty Deed, Transfer · Line of Credit ISABELLA BANK |
| Jul 07, 2020 | Deed of Trust, Mortgage · Line of Credit ISABELLA BANK |
| Dec 10, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Dec 21, 2018 | Warranty Deed, Transfer HOMELAND TITLE SERVICES INC, HOMELAND TITLE SVCS INC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Apr 07, 2025 · Amount on Record |
| Deed Sale | Apr 07, 2025 · Amount on Record |
| Prior Sale | Apr 07, 2025 · Amount on Record |
| Deed Document Number | 0000006014 |
| Last Transfer Date | Dec 18, 2025 |
| Transfer Doc | 0000029089 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 18, 2025 |
| Property Address | 6320 MCCARTY RD, SAGINAW, MI 48603-8612 |
| Document Number | 0000029089 |
| Instrument Date | Nov 28, 2025 |
| Instrument | 2025029089 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6320 MCCARTY RD, SAGINAW, MI 48603-8612 |
| Document Number | 0000029090 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025029090 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 22, 2021 |
| Property Address | 6320 MCCARTY RD, SAGINAW, MI 48603-8612 |
| Document Number | 0000024858 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021024858 |
| Transaction Type | Transfer |
| Record Updated | Sep 09, 2025 |
| Title Company | HOMELAND TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11601 ROOSEVELT RD, SAGINAW, MI 48609-9724 |
| Name | Verified Name |
|---|---|
| Address | 6320 MCCARTY RD, SAGINAW, MI 48603-8612 |
| Document Number | 0000023199 |
|---|---|
| Date | Jul 02, 2021 |
| Instrument | 2021023199 |
| Name | ISABELLA BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, MI 48858 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 16, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 6320 MCCARTY RD, SAGINAW, MI 48603-8612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000016887 |
|---|---|
| Date | Jul 07, 2020 |
| Instrument | 2020016887 |
| Name | ISABELLA BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, MI 48858 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 10, 2019 |
| Property Address | 6320 MCCARTY RD, SAGINAW, MI 48603-8612 |
| Document Number | 2019029997 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2019029997 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6024 HEARTWOOD TRL, SAGINAW, MI 48603-7199 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 21, 2018 |
| Property Address | 6320 MCCARTY RD, SAGINAW, MI 48603-8612 |
| Document Number | 0000031776 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 31776 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | HOMELAND TITLE SERVICES INC, HOMELAND TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $68.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5297 N WESTERVELT RD SAGINAW MI 48604, SAGINAW, MI 48604 |
Source: Saginaw County records · Assessment roll updated March 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Saginaw Charter Township |
| Unified School District | Saginaw Township Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $668,700 (+11.34%) | $1,337,400 (+11.34%) | |
| 2024 | $19,884.00 (+15.94%) | ||
| 2023 | $600,600 | $1,201,200 | |
| 2022 | $17,150.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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