6302 McCarty Rd, Saginaw, MI 48603 Property Records

Saginaw County property record for 6302 McCarty Rd, Saginaw, MI 48603

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,994 sqft · built 2013
Lot Size	11.3 acres (492,664 sqft)
Owner	Company Name on Record
Last Sale	$1,425,000 (Apr 2025)
Tax Bill	$11,326 (2024)
Deeds & Mortgages	Apr 2025 Sale Apr 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-06-4004-006`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-06-4004-006`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,994 sqft Living Area
1st Floor Area	2,982 sqft
Basement Area	2,982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Vinyl
Lot Area	492,664 sqft (11.3 acres)
Garage Area	2,784 sqft
Parking Spaces	9 Parking Spaces
Porch	Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	23124064004006
Street Address	6302 MCCARTY RD
City	SAGINAW
State	MI
Zip	48603-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	BEGIN AT A PT ON S LINE OF SEC 6 396.52 FT N 89 DEG 05 MIN 30 SCDS W OF SE CORN TH CONT N 89 DEG 05 MIN 30 SCDS W 617.16 FT
Legal Range	04E
Legal Township	12N
Legal Section	06
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	2
Census Block	2000
Census Tract	10305

Owner

Source: Saginaw County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11244 LAKE CIRCLE DR S, SAGINAW, MI 48609-9617
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Warranty Deed, Transfer HOMELAND TITLE, HOMELAND TITLE SERVICES
Apr 7, 2025	Warranty Deed, Transfer
Apr 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	May 13, 2014
Deed Document Number	2025006014
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 7, 2025
Property Address	6302 MCCARTY RD, SAGINAW, MI 48603-8612
Document Number	0000006014
Instrument Date	Apr 3, 2025
Instrument	2025006014
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	HOMELAND TITLE, HOMELAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$10,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6320 MCCARTY RD, SAGINAW, MI 48603-8612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11244 LAKE CIRCLE DR S, SAGINAW, MI 48609-9617

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 7, 2025
Property Address	6302 MCCARTY RD, SAGINAW, MI 48603-8612
Document Number	0000006013
Instrument Date	Apr 2, 2025
Instrument	2025006013
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6302 MCCARTY RD, SAGINAW, MI 48603-8612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6320 MCCARTY RD, SAGINAW, MI 48603-8612

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	6302 MCCARTY RD, SAGINAW, MI 48603-8612
Document Number	0000011575
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6302 MCCARTY RD SAGINAW MI 486038612, SAGINAW, MI 48603-8612

Mortgage

Document Number	0000011575
Date	Apr 22, 2020
Instrument	11575

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$355,900 (+9.07%)	$711,800 (+9.07%)
2024	$11,326.00 (+15.84%)
2023		$326,300	$652,600
2022	$9,777.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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