Caroline County property record for 648 Wright Dr, Ruther Glen, VA 22546
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,214 sqft · built 2005 |
| Lot Size | 0.47 acres (20,489 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Sep 2018) |
| Tax Bill | $2,126 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51A9-1-302 |
| Primary APN | 51A9-1-302 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,214 sqft Living Area |
| Gross Area | 2,772 sqft |
| 1st Floor Area | 1,214 sqft |
| Basement Area | 1,214 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,489 sqft (0.47 acres) |
| Terrain | Rolling |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 4737 |
|---|---|
| Street Address | 648 WRIGHT DR |
| City | RUTHER GLEN |
| State | VA |
| Zip | 22546-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE LAND OR LOT 302 |
| Legal Subdivision | LAKE LAND |
| Legal Lot Number | 302 |
| Jurisdiction | CAROLINE VA |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 30501 |
Source: Caroline County records · APN 51A9-1-302
Assessment roll updated June 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 648 WRIGHT DR, RUTHER GLEN, VA 22546-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 08, 2020 | Gift Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 24, 2018 | Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 24, 2018 · Amount on Record |
| Deed Sale | Sep 24, 2018 · Amount on Record |
| Prior Sale | Jun 03, 2014 · Amount on Record |
| Deed Document Number | 20183525 |
| Deed Book / Page | 1318 / 265 |
| Last Transfer Date | Sep 03, 2020 |
| Transfer Doc | 1399738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE VA |
| Property Address | 648 WRIGHT DR, RUTHER GLEN, VA 22546-1317 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0001469247 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 1469/247 |
| Instrument | 210006558 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 01, 2046 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Oct 08, 2020 |
| Property Address | 648 WRIGHT DR, RUTHER GLEN, VA 22546-1317 |
| Document Number | 1399738 |
| Book / Page | 1399 / 738 |
| Map Reference | MB 1911 PG 333 |
| Instrument Date | Sep 03, 2020 |
| Instrument | 200004466 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 648 WRIGHT DR, RUTHER GLEN, VA 22546-1317 |
| Document Number | 0001399743 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 1399/743 |
| Instrument | 200004467 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE VA |
| Recording Date | Sep 24, 2018 |
| Property Address | 648 WRIGHT DR, RUTHER GLEN, VA 22546-1317 |
| Document Number | 1318265 |
| Book / Page | 1318 / 265 |
| Map Reference | DD1911 PG333 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 183525 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | STA TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 648 WRIGHT DR, RUTHER GLEN, VA 22546-1317 |
| Document Number | 183526 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 183526 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Caroline County records · Assessment roll updated June 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,126.00 (-99.25%) | $366,625 (-) Land $55,000 Building $311,625 | |
| 2025 | $282,301.00 | $366,625 Land $55,000 Building $311,625 | $366,625 (-) Land $55,000 Building $311,625 |
| 2024 | $366,625 Land $55,000 Building $311,625 |
Source: FEMA National Flood Hazard Layer as of June 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 77 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE LAND`OR private · serves 4,818 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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