637 Wright Dr, Ruther Glen, VA 22546 Property Records

Caroline County property record for 637 Wright Dr, Ruther Glen, VA 22546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,277 sqft · built 1970
Lot Size	0.46 acres (20,076 sqft)
Owner	Individual Name on Record
Last Sale	$318,500 (Oct 2023)
Tax Bill	$1,561 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`51A9-1-293`

Property Details

APN / Parcel Number

Primary APN	`51A9-1-293`
Alternative APNs	`051A9 1 293` `11317`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,277 sqft Living Area
Gross Area	2,691 sqft
1st Floor Area	912 sqft
Flooring	Ceramic Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,076 sqft (0.46 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	11317
Street Address	637 WRIGHT DR
City	RUTHER GLEN
State	VA
Zip	22546-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE LAND OR LOT 293
Legal Subdivision	LAKE LAND
Legal Lot Number	293
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2017
Census Tract	30501

Owner

Source: Caroline County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	637 WRIGHT DR, RUTHER GLEN, VA 22546-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Jul 31, 2023	Bargain and Sale Deed, Transfer · Line of Credit OLD DOMINION CAPITAL GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Jul 31, 2023 · Amount on Record
Deed Document Number	20233704
Record Updated	Sep 20, 2026

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CAROLINE VA
Recording Date	Oct 2, 2023
Property Address	637 WRIGHT DR, RUTHER GLEN, VA 22546-1313
Document Number	0230003704
Map Reference	MB 190 PG 222
Instrument Date	Sep 29, 2023
Instrument	230003704
Transaction Type	Transfer
Record Updated	Nov 2, 2023
Title Company	MOBILITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	637 WRIGHT DR, RUTHER GLEN, VA 22546-1313

Mortgage

Document Number	0230003705
Date	Oct 2, 2023
Instrument	230003705

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CAROLINE VA
Recording Date	Jul 31, 2023
Property Address	637 WRIGHT DR, RUTHER GLEN, VA 22546-1313
Document Number	0230002836
Map Reference	MB 190 PG 222
Instrument Date	Jul 25, 2023
Instrument	230002836
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 CANDLEWOOD ST, FREDERICKSBURG, VA 22407-4817

Mortgage

Document Number	0230002837
Date	Jul 31, 2023
Instrument	230002837

Lender

Name	OLD DOMINION CAPITAL GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Jan 25, 2024

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,561.00 (-99.25%)	$269,100 (+68.71%) Land $55,000 Building $214,100
2025	$207,207.00 (+16,773.53%)		$269,100 (+68.71%) Land $55,000 Building $214,100
2023	$1,228.00	$159,500 Land $51,000 Building $108,500
2022			$159,500 Land $51,000 Building $108,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE LAND`OR private · serves 4,818 people · EPA ID VA6033450
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wright Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures