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644 Wright Dr, Ruther Glen, VA 22546 Property Records

Caroline County property record for 644 Wright Dr, Ruther Glen, VA 22546 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2009
Square Footage1,004 sqft Living Area
Lot Size20,115 sqft (0.461 acres)
OccupancyOwner Occupied
Last Sale$305,000 (2026)
Tax Bill$1,636.00 (2026)

Property Details

APN / Parcel Number

Primary APN51A9-1-304
Alternative APNs
  • 051A9 1 304
  • 13189

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,004 sqft Living Area
Gross Area2,363 sqft Gross Area
1st Floor1,004 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialVinyl Exterior
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area20,115 sqft (0.461 acres)
Shed1 Shed
Shed Area1 sqft Shed
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number13189
Street Address644 WRIGHT DR
CityRUTHER GLEN
StateVA
Zip22546-1317
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKE LAND OR LOT 304 SECT 3A
Legal SubdivisionLAKE LAND
Legal Lot Number304
JurisdictionCAROLINE VA
Minor Civil DivisionMADISON
Census Blockgroup2
Census Block2018
Census Tract30501

Owner

Source: Caroline County records · APN 51A9-1-304

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address644 WRIGHT DR, RUTHER GLEN, VA 22546-1317
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
NFM LENDING
Oct 05, 2021Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
May 09, 2019Quit Claim Deed, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2026 · Amount on Record
Deed SaleJul 06, 2026 · Amount on Record
Prior SaleOct 05, 2021 · Amount on Record
Deed Doc Number20262873
Prior Transfer DateApr 24, 2019
Prior Transfer Doc1338084
Record RefreshedSep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCAROLINE VA
Recording DateJul 06, 2026
Property Address644 WRIGHT DR, RUTHER GLEN, VA 22546-1317
Document Number0000002873
Instrument DateJul 01, 2026
Instrument20262873
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$30,805.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 WRIGHT DR, RUTHER GLEN, VA 22546-1317

Mortgage

Document Number0000002874,
DateJul 06, 2026
Instrument20262874
Lender
NameNFM LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE VA
Recording DateOct 05, 2021
Property Address644 WRIGHT DR, RUTHER GLEN, VA 22546-1317
Document Number146623
Book / Page1466 / 23
Map ReferenceMB 190 PG 222
Instrument DateOct 01, 2021
Instrument210006121
Transaction TypeTransfer
Record UpdatedDec 03, 2021
Title CompanyNOT AVAILABLE, ALFORD TITLE & CONSULTING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address644 WRIGHT DR, RUTHER GLEN, VA 22546-1317

Mortgage

Document Number210006122
DateOct 05, 2021
Instrument210006122
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE VA
Property Address644 WRIGHT DR, RUTHER GLEN, VA 22546-1317
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1411569
DateDec 17, 2020
Book Page1411/569
Instrument200005800
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueOct 01, 2035

May 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCAROLINE VA
Recording DateMay 09, 2019
Property Address644 WRIGHT DR, RUTHER GLEN, VA 22546-1317
Document Number133884
Book / Page001338 / 000084
Instrument DateApr 24, 2019
Instrument1527
Transaction TypeMortgage
Record UpdatedJul 16, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address644 WRIGHT DR RUTHER GLEN VA 225461317, RUTHER GLEN, VA 22546-1317

Mortgage

Document Number133889
DateMay 09, 2019
Book Page001338/000089
Instrument1528
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term180 Months
DueMay 08, 2034

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,636.00 (-99.25%)$282,100 (-) Land $50,000 Building $232,100
2025$217,217.00$282,100 Land $50,000 Building $232,100$282,100 (-) Land $50,000 Building $232,100
2024$282,100 Land $50,000 Building $232,100

Flood & Wildfire

644 Wright Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Caroline County (51033C), updated June 14, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 29th in Virginia
Wildfire LikelihoodLow — about 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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