646 Wright Dr, Ruther Glen, VA 22546 Property Records

Caroline County property record for 646 Wright Dr, Ruther Glen, VA 22546

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,818 sqft · built 2002
Lot Size	0.467 acres (20,367 sqft)
Owner	Individual Name on File
Last Sale	$263,000 (Apr 2019)
Tax Bill	$2,237 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51A9-1-303`

Property Details

APN / Parcel Number

Primary APN	`51A9-1-303`
Alternative APNs	`051A9 1 303` `10179`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,818 sqft Living Area
Gross Area	3,124 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	630 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,367 sqft (0.467 acres)
Terrain	Rolling
Pool Area	864 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	10179
Street Address	646 WRIGHT DR
City	RUTHER GLEN
State	VA
Zip	22546-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE LAND OR LOT 303
Legal Subdivision	LAKE LAND
Legal Lot Number	303
Jurisdiction	CAROLINE VA
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2018
Census Tract	30501

Owner

Source: Caroline County records · APN 51A9-1-303

Assessment roll updated June 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	646 WRIGHT DR, RUTHER GLEN, VA 22546-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · VA Mortgage GLASSER AND GLASSER PLC
Dec 03, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 16, 2019	Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Nov 04, 2002 · Amount on Record
Deed Document Number	20191231
Deed Book / Page	1336 / 105
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	646 WRIGHT DR, RUTHER GLEN, VA 22546-1317
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001479771
Date	Dec 27, 2021
Book Page	1479/771
Instrument	210007945

Lender

Name	GLASSER AND GLASSER PLC
Type	Non-Lending Institution
Address	NORFOLK, VA 23510

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE VA
Property Address	646 WRIGHT DR, RUTHER GLEN, VA 22546-1317
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1409199
Date	Dec 03, 2020
Book Page	1409/199
Instrument	200005541

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	May 01, 2049

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE VA
Recording Date	Apr 16, 2019
Property Address	646 WRIGHT DR, RUTHER GLEN, VA 22546-1317
Document Number	1336105
Book / Page	1336 / 105
Map Reference	DD 190 PG 222
Instrument Date	Apr 12, 2019
Instrument	191231
Transaction Type	Transfer
Record Updated	Jun 08, 2021
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	646 WRIGHT DR, RUTHER GLEN, VA 22546-1317

Mortgage

Document Number	191232
Date	Apr 16, 2019
Instrument	191232

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated June 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,237.00 (-99.25%)	$385,689 Land $50,000 Building $335,689
2025	$296,980.00		$385,689 Land $50,000 Building $335,689

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 77 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAKE LAND`OR private · serves 4,818 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

646 Wright Dr, Ruther Glen, VA 22546 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Cell Coverage

Drinking Water

Violations Reported to EPA

Nearby Properties on Wright Dr

Nearby Streets

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