Clermont County property record for 648 Terrace View Dr, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1974 |
| Lot Size | 0.663 acres (28,880 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,000 (Jun 1998) |
| Tax Bill | $3,571 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-48B-062 |
| Primary APN | 41-42-48B-062 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 28,880 sqft (0.663 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 220 sqft |
|---|---|
| Patio Area | 56 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 648 TERRACE VIEW DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALPINE VIEW 3; LOT 62 |
| Legal Subdivision | ALPINE VIEW |
| Legal Lot Number | 62 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 41404 |
648 Terrace View Dr is owned and occupied by an individual who bought it in June 1998.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 648 TERRACE VIEW DR, CINCINNATI, OH 45255-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2023 | Deed of Trust, Mortgage · Line of Credit SHAREFAX CU |
| May 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SHAREFAX CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 1998 · Amount on File |
| Deed Sale | Jun 8, 1998 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 648 TERRACE VIEW DR, CINCINNATI, OH 45255-3413 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000214 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 2936/3899 |
| Instrument | 202300000214 |
| Name | SHAREFAX CU |
|---|---|
| Type | Credit Union |
| Address | BATAVIA, OH 45103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 648 TERRACE VIEW DR, CINCINNATI, OH 45255-3413 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000014491 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 2920/4730 |
| Instrument | 202200014491 |
| Name | SHAREFAX CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
The 2025 property tax bill for 648 Terrace View Dr was $3,571 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,571.00 | $70,950 Land $11,970 Building $58,980 | |
| 2024 | $202,700 (-) Land $34,200 Building $168,500 | ||
| 2023 | $7,056.00 (+142.81%) Homeowner's exemption | $70,950 (+42.24%) Land $11,970 Building $58,980 | $202,700 Land $34,200 Building $168,500 |
| 2022 | $2,906.00 Homeowner's exemption | $49,880 Land $8,400 Building $41,480 | |
| 2020 | $142,500 Land $24,000 Building $118,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 648 Terrace View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 648 Terrace View Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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