641 Terrace View Dr, Cincinnati, OH 45255 Property Records

Clermont County property record for 641 Terrace View Dr, Cincinnati, OH 45255

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,188 sqft · built 1974
Lot Size0.494 acres (21,519 sqft)
Owner2 Individual Names on Record
Tax Bill$3,967 (2025)
Deeds & MortgagesMar 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN41-42-48B-061

Property Details

APN / Parcel Number

Primary APN41-42-48B-061

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area572 sqft
Basement Area1,144 sqft
Finished Basement572 sqft
Unfinished Basement572 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleSplit Level
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area21,519 sqft (0.494 acres)
View / LotCul-de-sac
Garage Area546 sqft
Parking Spaces2 Parking Spaces
Patio Area188 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address641 TERRACE VIEW DR
CityCINCINNATI
StateOH
Zip45255-3412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALPINE VIEW 3; LOT 61
Legal SubdivisionALPINE VIEW
Legal Lot Number61
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group2
Census Block2004
Census Tract41404

Owner

Source: Clermont County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address641 TERRACE VIEW DR, CINCINNATI, OH 45255-3412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLERMONT OH
Property Address641 TERRACE VIEW DR, CINCINNATI, OH 45255-3412
Document Number0000033149
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 TERRACE MEW DR CINCINNATI OH 45255, CINCINNATI, OH 45255

Mortgage

Document Number0000033149
DateNov 23, 2020
Book Page002860/000033
Instrument33149
Lender
NameSHAREFAX CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,967.00 (-49.39%)$78,820 (-) Land $11,970 Building $66,850
2024$225,200 (-) Land $34,200 Building $191,000
2023$7,839.00 (+142.84%) Homeowner's exemption$78,820 (+42.25%) Land $11,970 Building $66,850$225,200 (+42.26%) Land $34,200 Building $191,000
2022$3,228.00 Homeowner's exemption$55,410 Land $8,400 Building $47,010
2020$158,300 Land $24,000 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Terrace View Dr

Nearby Streets

Search Property Records by Address or Parcel Number