Clermont County property record for 640 Terrace View Dr, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,356 sqft · built 1974 |
| Lot Size | 0.485 acres (21,127 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $148,000 (May 2005) |
| Tax Bill | $4,356 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-48B-054 |
| Primary APN | 41-42-48B-054 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 1,088 sqft |
| Finished Basement | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 21,127 sqft (0.485 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 414 sqft |
|---|---|
| Patio Area | 222 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 640 TERRACE VIEW DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALPINE VIEW 3; LOT 54 |
| Legal Subdivision | ALPINE VIEW |
| Legal Lot Number | 54 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 41404 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 640 TERRACE VIEW DR, CINCINNATI, OH 45255-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Mar 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2005 · Amount on Record |
| Deed Sale | May 9, 2005 · Amount on Record |
| Deed Document Number | 200515958 |
| Deed Book / Page | 1875 / 1251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 640 TERRACE VIEW DR, CINCINNATI, OH 45255-3413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000022002 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 2957/1724 |
| Instrument | 202300022002 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 640 TERRACE VIEW DR, CINCINNATI, OH 45255-3413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000023939 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 2929/4039 |
| Instrument | 202200023939 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 640 TERRACE VIEW DR, CINCINNATI, OH 45255-3413 |
| Document Number | 0000004990 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 640 TERRACE VIEW DR CINCINNATI OH 452553413, CINCINNATI, OH 45255-3413 |
| Document Number | 0000004990 |
|---|---|
| Date | Mar 8, 2018 |
| Book Page | 002757/002320 |
| Instrument | 4990 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2048 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,356.00 (-0.21%) | $86,560 (-) Land $11,970 Building $74,590 | |
| 2024 | $4,365.00 (-49.3%) Homeowner's exemption | $86,560 (-) Land $11,970 Building $74,590 | $247,300 (-) Land $34,200 Building $213,100 |
| 2023 | $8,609.00 (+142.92%) Homeowner's exemption | $86,560 (+42.3%) Land $11,970 Building $74,590 | $247,300 (+42.29%) Land $34,200 Building $213,100 |
| 2022 | $3,544.00 Homeowner's exemption | $60,830 Land $8,400 Building $52,430 | |
| 2020 | $173,800 Land $24,000 Building $149,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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