642 Terrace View Dr, Cincinnati, OH 45255 Property Records

Clermont County property record for 642 Terrace View Dr, Cincinnati, OH 45255

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,275 sqft · built 1974
Lot Size0.485 acres (21,127 sqft)
OwnerIndividual Name on File
Last Sale$140,500 (Jan 2005)
Tax Bill$3,410 (2025)
Flood ZoneZone X (minimal risk)
APN41-42-48B-056

Property Details

APN / Parcel Number

Primary APN41-42-48B-056

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,275 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBi-Level
Exterior MaterialWood
Construction TypeFrame
Lot Area21,127 sqft (0.485 acres)
View / LotCul-de-sac

Exterior Amenities

Deck Area110 sqft
Patio Area110 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address642 TERRACE VIEW DR
CityCINCINNATI
StateOH
Zip45255-3413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALPINE VIEW 3; LOT 56
Legal SubdivisionALPINE VIEW SUBDIVISION
Legal Lot Number56
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group2
Census Block2004
Census Tract41404

Owner

642 Terrace View Dr is owned and occupied by an individual who acquired it in January 2016.

Source: Clermont County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address642 TERRACE VIEW DR, CINCINNATI, OH 45255-3413
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2005 · Amount on File
Deed SaleJan 13, 2005 · Amount on File
Deed Document Number20051677
Deed Book / Page1845 / 2483
Last Transfer DateJan 22, 2016
Transfer Doc0000001542
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 642 Terrace View Dr was $3,410 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,410.00$77,910 Land $11,970 Building $65,940
2024$222,600 (-) Land $34,200 Building $188,400
2023$7,748.00 (+189%) Homeowner's exemption$77,910 (+42.22%) Land $11,970 Building $65,940$222,600 Land $34,200 Building $188,400
2022$2,681.00 Homeowner's exemption Disabled Person's exemption$54,780 Land $8,400 Building $46,380
2020$156,500 Land $24,000 Building $132,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 642 Terrace View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Terrace View Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Terrace View Dr

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