648 E 5th St, Saint Charles, MN 55972 Property Records

Winona County property record for 648 E 5th St, Saint Charles, MN 55972 · Last verified August 2023

Property Summary

Property Type	Religious, Church, Worship (Synagogue, Temple, Parsonage)
Details	12,900 sqft · built 1980
Lot Size	1.67 acres (72,745 sqft)
Owner	Company Name on File
Deeds & Mortgages	Sep 2017 Mortgage
APN	`29.000.0340`

Property Details

APN / Parcel Number

Primary APN	`29.000.0340`

Interior

Building Area	12,900 sqft Total Area
1st Floor Area	12,900 sqft

Exterior

Year Built	Built 1980
Exterior Material	Concrete Block
Roof Material	Slate
Lot Area	72,745 sqft (1.67 acres)

Location & Zoning

Street Address	648 E 5TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1356
Property Category	Other
Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal Description	SECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-014 LIMITS 2.67 AC COMMENCING 621.65' EAST OF INTERSECTION OF NLY HWY #14 &
Legal Range	10
Legal Township	106
Legal Section	20
Legal Subdivision	LIMITS ST CHARLES
Legal Lot Number	14
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3057
Census Tract	671000

Owner

Source: Winona County records · APN 29.000.0340

Assessment roll updated February 1, 2023 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	648 E 5TH ST, SAINT CHARLES, MN 55972-1356
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 07, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	648 E 5TH ST, SAINT CHARLES, MN 55972-1356
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 605628
Date	Sep 25, 2017
Instrument	605628

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 25, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated February 1, 2023 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Additional exemption filed	$1,321,300	$1,321,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696710003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2007)
Most Recent Claim	Aug 2007, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Aug 2007 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Hiawatha Broadband Communications	Cable	1,000 / 30
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Verizon, Hiawatha Broadband Communications, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.