460 E 5th St, Saint Charles, MN 55972 Property Records

Winona County property record for 460 E 5th St, Saint Charles, MN 55972 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,040 sqft · built 1984
Lot Size0.206 acres (8,973 sqft)
OwnerIndividual Name on File
Tax Bill$2,778 (2026)
Deeds & MortgagesAug 2022 Line of Credit
Feb 2021 Mortgage
+ 1 more
APN29.000.0321

Property Details

APN / Parcel Number

Primary APN29.000.0321

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1995
Architectural StyleSplit Level
Exterior MaterialMetal
Construction TypeMetal Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,973 sqft (0.206 acres)
Lot Dimensions90 ft deep x 121 ft wide
Garage Area676 sqft
PorchPorch
Porch Area30 sqft
Deck Area222 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address460 E 5TH ST
CitySAINT CHARLES
StateMN
Zip55972-1320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-19 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-014 BLOCK-029 LIMITS PAR 121' X 90' X 100' X 85' COM 181' N & 65' E OF
Legal Range010
Legal Township106
Legal Section19
Legal SubdivisionLIMITS
Legal Block29
Legal Lot Number14
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3056
Census Tract671000

Owner

Source: Winona County records · APN 29.000.0321

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address460 E 5TH ST, SAINT CHARLES, MN 55972-1320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2022Deed of Trust, Mortgage · Line of Credit
BREMER BANK NA
Feb 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
BREMER BANK NA
Feb 12, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 08, 2021
Transfer Doc631352
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address460 E 5TH ST, SAINT CHARLES, MN 55972-1320
Transaction TypeMortgage
Record UpdatedSep 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 E 5TH ST, SAINT CHARLES, MN 55972-1320

Mortgage

Document Number000A644813
DateAug 25, 2022
InstrumentA644813
Lender
NameBREMER BANK NA
TypeBank
AddressSAINT PAUL, MN 55102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 10, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINONA MN
Property Address460 E 5TH ST, SAINT CHARLES, MN 55972-1320
Transaction TypeMortgage
Record UpdatedMar 03, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number631215
DateFeb 08, 2021
Instrument631215
Lender
NameBREMER BANK NA
TypeBank
AddressSAINT PAUL, MN 55102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

February 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWINONA MN
Recording DateFeb 12, 2021
Property Address460 E 5TH ST, SAINT CHARLES, MN 55972-1320
Document Number631352
Instrument DateFeb 08, 2021
Instrument631352
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,778.00 (+22.7%)
2025$237,900 (+1.93%) Land $39,800 Building $198,100$237,900 (+1.93%) Land $39,800 Building $198,100
2023$2,264.00 Homeowner's exemption$233,400 Land $39,300 Building $194,100$233,400 Land $39,300 Building $194,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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