Winona County property record for 600 E 5th St, Saint Charles, MN 55972 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,060 sqft Living Area |
| Lot Size | 8,320 sqft (0.191 acres) |
| Garage | Detached, 1,040 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,064.00 (2026) |
| Primary APN | 29.000.0350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,060 sqft Living Area |
| 1st Floor | 672 sqft 1st Floor |
| Basement Area | 220 sqft Basement |
| Unfinished Basement | 220 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,320 sqft (0.191 acres) |
| Depth X Width | 121 ft x 69 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 1,040 sqft Garage |
| Deck Area | 230 sqft Deck |
| Porch | Open Porch |
| Porch Area | 168 sqft Porch |
| Heating System | Hot Water Heating |
|---|
| Street Address | 600 E 5TH ST |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1356 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-014 LIMITS PAR COMMENCING 352.5' EAST OF SECTION LINE & 138' NORTH OF NORTH |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 20 |
| Legal Subdivision | LIMITS |
| Legal Lot Number | 14 |
| Jurisdiction | WINONA MN |
| Minor Civil Division | ST. CHARLES |
| Census Blockgroup | 3 |
| Census Block | 3056 |
| Census Tract | 671000 |
Source: Winona County records · APN 29.000.0350
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 600 E 5TH ST, SAINT CHARLES, MN 55972-1356 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK |
| Feb 18, 2020 | Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | May 12, 2026 |
| Property Address | 600 E 5TH ST, SAINT CHARLES, MN 55972-1356 |
| Document Number | 0000666424 |
| Instrument Date | May 01, 2026 |
| Instrument | 2026666424 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 600 E 5TH ST, SAINT CHARLES, MN 55972-1356 |
| Document Number | 0000666424, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026666424 |
| Name | MERCHANTS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 06, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 600 E 5TH ST, SAINT CHARLES, MN 55972-1356 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2020 |
| Name | Verified Name |
|---|
| Document Number | 622702 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 622702 |
| Name | MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MN 55972 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,064.00 (+31.13%) | ||
| 2025 | $186,900 (+1.96%) Land $35,600 Building $151,300 | $186,900 (+1.96%) Land $35,600 Building $151,300 | |
| 2023 | $1,574.00 Homeowner's exemption | $183,300 Land $35,200 Building $148,100 | $183,300 Land $35,200 Building $148,100 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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