Winona County property record for 500 E 5th St, Saint Charles, MN 55972 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,288 sqft · built 1980 |
| Lot Size | 0.363 acres (15,812 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,630 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| APN | 29.000.0320 |
| Primary APN | 29.000.0320 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,812 sqft (0.363 acres) |
| Lot Dimensions | 221 ft deep x 121 ft wide |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Deck Area | 312 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 500 E 5TH ST |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-20 TWP-106 RANGE-010 LIMITS ST CHARLES LOT-014 BLOCK-029 LIMITS 121' X 221' X 88' X 218' COMMENCING 181' N & 65' E OF |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 20 |
| Legal Subdivision | LIMITS |
| Legal Block | 29 |
| Legal Lot Number | 14 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3056 |
| Census Tract | 671000 |
Source: Winona County records · APN 29.000.0320
Assessment roll updated August 5, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 500 E 5TH ST, SAINT CHARLES, MN 55972-1355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Property Address | 500 E 5TH ST, SAINT CHARLES, MN 55972-1355 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 500 E 5TH ST, SAINT CHARLES, MN 55972-1355 |
| Document Number | 000A651569 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | A651569 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MN 55972 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,630.00 (+27.91%) | ||
| 2025 | $298,900 (+6.18%) Land $62,000 Building $236,900 | $298,900 (+6.18%) Land $62,000 Building $236,900 | |
| 2023 | $2,838.00 Homeowner's exemption | $281,500 Land $61,400 Building $220,100 | $281,500 Land $61,400 Building $220,100 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696710003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2007) |
| Most Recent Claim | Aug 2007, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Hiawatha Broadband Communications | Cable | 1,000 / 30 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: Verizon, Hiawatha Broadband Communications, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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