Henderson County property record for 648 Crest Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,848 sqft · built 1938 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $780 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9587684164 |
| Primary APN | 9587684164 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,848 sqft Heated Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 504 sqft |
| Unfinished Basement | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Porch | Slab |
| Porch Area | 206 sqft |
| Deck Area | 352 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9974128 |
|---|---|
| Street Address | 648 CREST RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-7731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9974128~R1 |
| Legal Description | SR1804 ON CREST RD PL2004-4865 |
| Legal Subdivision | BLUE RIDGE |
| Legal Tract | 2 |
| Legal Block | 68 |
| Legal Lot Number | 4164 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 930201 |
Source: Henderson County records · APN 9587684164
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 644 CREST RD, FLAT ROCK, NC 28731-7731 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 21, 2026 | Warranty Deed, Transfer |
| Sep 11, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Jan 21, 2026 |
| Property Address | 648 CREST RD, FLAT ROCK, NC 28731-7731 |
| Document Number | 0043890589 |
| Book / Page | 4389 / 589 |
| Map Reference | SL 4865 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 1001043511 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 CREST RD, FLAT ROCK, NC 28731-7731 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Sep 11, 2019 |
| Property Address | 648 CREST RD, FLAT ROCK, NC 28731-7731 |
| Document Number | 0033840712 |
| Book / Page | 003384 / 000712 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 910721 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 644 CREST RD FLAT ROCK NC 287317731, FLAT ROCK, NC 28731-7731 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,100 (-) Land $36,200 Building $102,900 | ||
| 2025 | $780.00 | $139,100 (-1.56%) Land $36,200 Building $102,900 | |
| 2024 | $780.00 | ||
| 2023 | $141,300 Land $36,200 Building $105,100 | $139,100 Land $36,200 Building $102,900 |
Source: FEMA National Flood Hazard Layer as of October 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
Based on FCC filings for 35 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures