Henderson County property record for 620 Crest Rd, Flat Rock, NC 28731 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,848 sqft Heated Area |
| Lot Size | 392,040 sqft (9 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,471.00 (2025) |
Source: Henderson County records · APN 9587581603
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 CREST RD, FLAT ROCK, NC 28731-7731 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 620 CREST RD, FLAT ROCK, NC 28731-7731 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 620 CREST RD, FLAT ROCK, NC 28731-7731 |
| Document Number | 0040280581 |
|---|---|
| Date | Apr 03, 2023 |
| Book Page | 4028/581 |
| Instrument | 1000995703 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $787,600 (-1.19%) Land $787,600 | ||
| 2025 | $4,471.00 | ||
| 2023 | $797,100 Land $797,100 | $787,600 Land $787,600 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 9587581603 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,848 sqft Heated Area |
| 1st Floor | 1,280 sqft 1st Floor |
| Upper Floors | 512 sqft Upper Floors |
| Attic Area | 288 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,280 sqft Basement |
| Finished Basement | 768 sqft Finished |
| Unfinished Basement | 512 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Rustic Style |
| Exterior Material | Logs Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 392,040 sqft (9 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Deck Area | 240 sqft Deck |
| Porch Area | 640 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 9929564 |
|---|---|
| Street Address | 620 CREST RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-7731 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ON CREST ROAD |
| Legal Subdivision | JUSTUS, FRANK ESTATE (0836) |
| Legal Block | 58 |
| Legal Lot Number | 1603 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | BLUE RIDGE |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 930201 |
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