Henderson County property record for 641 Crest Rd, Flat Rock, NC 28731 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,352 sqft · built 1940 |
| Lot Size | 15.9 acres (693,911 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,500 (Jun 2025) |
| Tax Bill | $1,865 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9587578438 |
| Primary APN | 9587578438 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,352 sqft Heated Area |
| 1st Floor Area | 1,352 sqft |
| Basement Area | 1,352 sqft |
| Unfinished Basement | 1,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 693,911 sqft (15.9 acres) |
| Porch | Slab |
| Porch Area | 204 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9940569 |
|---|---|
| Street Address | 641 CREST RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-7731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR1804 ON CREST RD |
| Legal Subdivision | FRANK JUSTUS ESTATE |
| Legal Block | 57 |
| Legal Lot Number | 8438 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 930201 |
Source: Henderson County records · APN 9587578438
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 CREST RD, FLAT ROCK, NC 28731-7731 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2025 · Amount on Record |
| Deed Sale | Jun 13, 2025 · Amount on Record |
| Prior Sale | May 01, 2025 · Amount on Record |
| Deed Document Number | 20251032420 |
| Deed Book / Page | 4302 / 272 |
| Record Updated | Sep 20, 2026 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,600 (-) Land $189,300 Building $143,300 | ||
| 2025 | $1,865.00 | ||
| 2023 | $332,600 Land $189,300 Building $143,300 | $332,600 Land $189,300 Building $143,300 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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