640 Crest Rd, Flat Rock, NC 28731 Property Records

Henderson County property record for 640 Crest Rd, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,337 sqft · built 1994
Lot Size	8.24 acres (358,934 sqft)
Owner	Company Name on Record
Tax Bill	$4,002 (2025)
Deeds & Mortgages	May 2026 Sale May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`9587680446`

Property Details

APN / Parcel Number

Primary APN	`9587680446`
Alternative APNs	`00958768044655` `9929568`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	3,337 sqft Heated Area
1st Floor Area	1,791 sqft
Upper Floors Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Stucco
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	358,934 sqft (8.24 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9929568
Street Address	640 CREST RD
City	FLAT ROCK
State	NC
Zip	28731-7731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9929568~I
Legal Description	BLUE RIDGE
Legal Subdivision	JUSTUS, FRANK ESTATE (0836)
Legal Block	68
Legal Lot Number	446
Jurisdiction	HENDERSON NC
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1017
Census Tract	930201

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	52 TERRACE FIELD TRL, FLAT ROCK, NC 28731-5671
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 12, 2026
Property Address	640 CREST RD, FLAT ROCK, NC 28731-7731
Document Number	0044360641
Book / Page	4436 / 641
Instrument Date	May 12, 2026
Instrument	20261049175
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	52 TERRACE FIELD TRL, FLAT ROCK, NC 28731-5671

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 12, 2026
Property Address	640 CREST RD, FLAT ROCK, NC 28731-7731
Document Number	0044360544
Book / Page	4436 / 544
Instrument Date	May 12, 2026
Instrument	20261049166
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	640 CREST RD, FLAT ROCK, NC 28731-7731

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$717,900 (+0.62%) Land $717,900
2025	$4,002.00	$713,500 (-) Land $713,500
2023		$713,500 Land $713,500	$717,900 Land $717,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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