648 Cedar Laurel Ln, Rougemont, NC 27572 Property Records

Person County property record for 648 Cedar Laurel Ln, Rougemont, NC 27572

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,062 sqft · built 1986
Lot Size	4.85 acres (211,266 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jul 2014)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A76 110`

Property Details

APN / Parcel Number

Primary APN	`A76 110`
Alternative APN	`64199 301`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,062 sqft Heated Area
Gross Area	5,045 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	211,266 sqft (4.85 acres)
Garage Area	1,470 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	536 sqft
Deck Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	64199 301
Street Address	648 CEDAR LAUREL LN
City	ROUGEMONT
State	NC
Zip	27572-6924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR LAUREL/LT13/H&L
Legal Subdivision	CEDAR LAUREL
Legal Lot Number	13
Jurisdiction	PERSON NC
Township / Civil Division	FLAT RIVER
Census Block Group	2
Census Block	2020
Census Tract	920500

Owner

648 Cedar Laurel Ln is owned and occupied by two individuals who bought it in July 2014.

Source: Person County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	648 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6924
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage RTP FCU
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage EQUITY RESOURCES INC
Jun 5, 2019	Deed of Trust, Mortgage · Closed-End Mortgage RTP FCU
Apr 24, 2020	Deed of Trust, Mortgage · Conventional with PMI HAMILTON GRP FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2014 · Amount on File
Deed Sale	Jul 1, 2014 · Amount on File
Deed Document Number	2014354707
Deed Book / Page	872 / 662
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	648 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6924
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011850223
Date	Apr 22, 2024
Book Page	1185/223
Instrument	412202

Lender

Name	RTP FCU
Type	Credit Union
Address	DURHAM, NC 27709

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	May 25, 2029

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	648 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6924
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011090017
Date	Jan 21, 2022
Book Page	1109/17
Instrument	398659

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	648 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010090393
Date	Jun 5, 2019
Book Page	1009/393
Instrument	381626

Lender

Name	RTP FCU
Type	Credit Union
Address	DURHAM, NC 27709

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	58 Months
Due	Apr 15, 2024

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	648 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6924
Document Number	0000386567
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	648 CEDAR LAUREL LN ROUGEMONT NC 275726924, ROUGEMONT, NC 27572-6924

Mortgage

Document Number	0000386567
Date	Apr 30, 2020
Book Page	001036/000500
Instrument	386567

Lender

Name	HAMILTON GRP FNDG
Type	Funding / Finance Company
Address	SUNRISE, FL 33323

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 648 Cedar Laurel Ln was $3,034.

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,634 (-)	$447,634 (-) Land $83,950 Building $363,684
2025	$3,034.00	$447,634	$447,634 Land $83,950 Building $363,684
2023	$2,522.00 (+8.24%)	$321,502	$321,502 Land $49,868 Building $271,634
2022	$2,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 648 Cedar Laurel Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 648 Cedar Laurel Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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