490 Cedar Laurel Ln, Rougemont, NC 27572 Property Records

Person County property record for 490 Cedar Laurel Ln, Rougemont, NC 27572

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,248 sqft · built 1985
Lot Size	4.37 acres (190,357 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Sep 2020)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Sep 2020 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`A76 121`

Property Details

APN / Parcel Number

Primary APN	`A76 121`
Alternative APN	`70426 301`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,248 sqft Heated Area
Gross Area	1,536 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	190,357 sqft (4.37 acres)
Deck Area	128 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	70426 301
Street Address	490 CEDAR LAUREL LN
City	ROUGEMONT
State	NC
Zip	27572-6920
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	4.37 ACRES/LT14/DWMH
Legal Subdivision	CEDAR LAUREL
Legal Lot Number	14
Jurisdiction	PERSON NC
Township / Civil Division	FLAT RIVER
Census Block Group	2
Census Block	2020
Census Tract	920500

Owner

490 Cedar Laurel Ln, a mobile home, is owned and occupied by an individual who bought it in September 2020.

Source: Person County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	490 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY MTG
Oct 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Deed Document Number	2020389160
Deed Book / Page	1051 / 574
Prior Transfer Date	Oct 12, 2018
Prior Transfer Doc	0009920785
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Sep 21, 2020
Property Address	490 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6920
Document Number	0000389160
Book / Page	001051 / 000574
Instrument Date	Sep 21, 2020
Instrument	389160
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	490 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6920
Document Number	0000389161
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CEDAR LAUREL LN ROUGEMONT NC 275726920, ROUGEMONT, NC 27572-6920

Mortgage

Document Number	0000389161
Date	Sep 21, 2020
Book Page	001051/000577
Instrument	389161

Lender

Name	FAIRWAY MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PERSON NC
Recording Date	Oct 17, 2018
Property Address	490 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6920
Document Number	0009920785
Book / Page	000992 / 000785
Instrument Date	Oct 12, 2018
Transaction Type	Transfer
Record Updated	Nov 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 CEDAR LAUREL LN ROUGEMONT NC 275726920, ROUGEMONT, NC 27572-6920

Tax Assessment & Valuation

The 2025 property tax bill for 490 Cedar Laurel Ln was $1,333.

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,803 (-)	$195,803 (-) Land $73,170 Building $122,633
2025	$1,333.00	$195,803	$195,803 Land $73,170 Building $122,633
2023	$891.00 (+0.22%)	$112,603	$112,603 Land $47,381 Building $65,222
2022	$889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Cedar Laurel Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Cedar Laurel Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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