424 Cedar Laurel Ln, Rougemont, NC 27572 Property Records

Person County property record for 424 Cedar Laurel Ln, Rougemont, NC 27572

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,310 sqft · built 2004
Lot Size	2.9 acres (126,324 sqft)
Owner	Individual Name on File
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`A76 106`

Property Details

APN / Parcel Number

Primary APN	`A76 106`
Alternative APN	`39560 301`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,310 sqft Heated Area
Gross Area	1,646 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	126,324 sqft (2.9 acres)
Porch	Slab
Porch Area	216 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	39560 301
Street Address	424 CEDAR LAUREL LN
City	ROUGEMONT
State	NC
Zip	27572-6920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR LAUREL/LT9A/H&L
Legal Subdivision	CEDAR LAUREL
Legal Lot Number	9A
Jurisdiction	PERSON NC
Township / Civil Division	FLAT RIVER
Census Block Group	2
Census Block	2020
Census Tract	920500

Owner

424 Cedar Laurel Ln is owned and occupied by an individual.

Source: Person County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	424 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6920
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage CITYWORTH MORTGAGE LLC
Dec 21, 2020	Deed of Trust, Mortgage · Conventional with PMI CITYWORTH MTG
May 25, 2018	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	424 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6920
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011090749
Date	Jan 28, 2022
Book Page	1109/749
Instrument	398816

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	424 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6920
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010680573
Date	Feb 25, 2021
Book Page	1068/573
Instrument	392029

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	424 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6920
Document Number	0000390958
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 CEDAR LAUREL LN ROUGEMONT NC 275726920, ROUGEMONT, NC 27572-6920

Mortgage

Document Number	0000390958
Date	Dec 29, 2020
Book Page	001062/000550
Instrument	390958

Lender

Name	CITYWORTH MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	424 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6920
Document Number	0009810750
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 CEDAR LAUREL LN ROUGEMONT NC 275726920, ROUGEMONT, NC 27572-6920

Mortgage

Document Number	0009810750
Date	Jun 7, 2018
Book Page	000981/000750

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MT 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 424 Cedar Laurel Ln was $1,771.

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,048 (-)	$261,048 (-) Land $54,201 Building $206,847
2025	$1,771.00	$261,048	$261,048 Land $54,201 Building $206,847
2023	$1,374.00 (+0.37%)	$175,038	$175,038 Land $37,982 Building $137,056
2022	$1,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 424 Cedar Laurel Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2017–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 424 Cedar Laurel Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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