Person County property record for 401 Cedar Laurel Ln, Rougemont, NC 27572
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,677 sqft · built 1993 |
| Lot Size | 2.48 acres (108,029 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,134 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A76 104 |
| Primary APN | A76 104 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,677 sqft Heated Area |
| Gross Area | 3,099 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 108,029 sqft (2.48 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 170 sqft |
| Deck Area | 48 sqft |
| Patio Area | 580 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 4889 301 |
|---|---|
| Street Address | 401 CEDAR LAUREL LN |
| City | ROUGEMONT |
| State | NC |
| Zip | 27572-6921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR LAUREL/H&L |
| Legal Subdivision | CEDAR LAUREL |
| Jurisdiction | PERSON NC |
| Township / Civil Division | FLAT RIVER |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 920500 |
Source: Person County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Nov 6, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERSON NC |
| Property Address | 401 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6921 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 401 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6921 |
| Document Number | 0011530386 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | 1153/386 |
| Instrument | 406645 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERSON NC |
| Property Address | 401 CEDAR LAUREL LN, ROUGEMONT, NC 27572-6921 |
| Document Number | 0009950794 |
| Instrument Date | Nov 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 401 CEDAR LAUREL LN ROUGEMONT NC 275726921, ROUGEMONT, NC 27572-6921 |
| Document Number | 0009950794 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 000995/000794 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Person County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Person County |
| Unified School District | Person County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,069 (-) Land $48,668 Building $251,401 | $300,069 (-) Land $48,668 Building $251,401 | |
| 2025 | $2,134.00 (+20.43%) | $300,069 (+42.26%) | $300,069 (+42.26%) Land $48,668 Building $251,401 |
| 2023 | $1,772.00 (-0.11%) | $210,935 | $210,935 Land $35,856 Building $175,079 |
| 2022 | $1,774.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2017–2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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