Kenton County property record for 647 Wayskin Dr, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,352 sqft · built 1975 |
| Lot Size | 0.539 acres (23,522 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $102,500 (Oct 2014) |
| Tax Bill | $1,645 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-30-00-064.00 |
| Primary APN | 059-30-00-064.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,352 sqft Finished Area |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Lot Area | 23,522 sqft (0.539 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0593000064.00 |
|---|---|
| Street Address | 647 WAYSKIN DR |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHOOL VIEW SEC 2 LOTS 30-31 & W 41.2' LOT 29 |
| Legal Subdivision | SCHOOL VIEW |
| Legal Phase | 2 |
| Legal Lot Number | 31,29 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 65300 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 647 WAYSKIN DR, COVINGTON, KY 41015-2372 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK |
| Dec 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2014 · Amount on Record |
| Deed Sale | Oct 20, 2014 · Amount on Record |
| Deed Document Number | 0003504107 |
| Deed Book / Page | 3504 / 107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 16, 2026 |
| Property Address | 647 WAYSKIN DR, COVINGTON, KY 41015-2372 |
| Document Number | 0000021236 |
| Book / Page | 498 / 956 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202691621236 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 245 CLAIBORNE DR, DRY RIDGE, KY 41035-8568 |
| Document Number | 0000021236, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 498/956 |
| Instrument | 202691621236 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 7, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 647 WAYSKIN DR, COVINGTON, KY 41015-2372 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 647 WAYSKIN DR, COVINGTON, KY 41015-2372 |
| Document Number | 0005900140 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | KCM 713/936 |
| Instrument | 25120505900140 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 647 WAYSKIN DR, COVINGTON, KY 41015-2372 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI |
| Name | Verified Name |
|---|
| Document Number | 0005900059 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 256/204 |
| Instrument | 21081305900059 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,645.00 (-7.01%) | $166,000 (-) Land $10,000 Building $156,000 | $166,000 (-) Land $10,000 Building $156,000 |
| 2023 | $1,769.00 | $166,000 Land $10,000 Building $156,000 | $166,000 Land $10,000 Building $156,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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