641 Wayskin Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 641 Wayskin Dr, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1955
Lot Size	0.439 acres (19,166 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,205 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`059-30-00-065.00`

Property Details

APN / Parcel Number

Primary APN	`059-30-00-065.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,240 sqft Finished Area

Exterior

Year Built	Built 1955
Exterior Material	Brick
Foundation Type	Block
Lot Area	19,166 sqft (0.439 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0593000065.00
Street Address	641 WAYSKIN DR
City	COVINGTON
State	KY
Zip	41015-2372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHOOL VIEW SEC 2 LOT 28 & W 20' LOT 27 & E 39.8' LOT 29
Legal Subdivision	SCHOOL VIEW
Legal Phase	2
Legal Lot Number	28,27
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4010
Census Tract	65300

Owner

Source: Kenton County records · APN 059-30-00-065.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	641 WAYSKIN DR, COVINGTON, KY 41015-2372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 18, 1976
Deed Sale	Feb 18, 1976
Deed Document Number	0000192261
Record Updated	Jun 08, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	641 WAYSKIN DR, COVINGTON, KY 41015-2372
Document Number	0000000016
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 05, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	641 WAYSKIN DR COVINGTON KY 410152372, COVINGTON, KY 41015-2372

Mortgage

Document Number	0000000016
Date	Sep 18, 2018
Book Page	0I4166/000098
Instrument	16

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 17, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,205.00 (-9.06%) Homeowner's exemption	$170,700 (-) Land $10,000 Building $160,700	$170,700 (-) Land $10,000 Building $160,700
2023	$1,325.00 Homeowner's exemption	$170,700 Land $10,000 Building $160,700	$170,700 Land $10,000 Building $160,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170653004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.