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644 Wayskin Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 644 Wayskin Dr, Covington, KY 41015 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,092 sqft · built 1954
Lot Size0.63 acres (27,443 sqft)
OwnerIndividual Name on File
Last Sale$158,000 (Jan 2021)
Tax Bill$1,565 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN059-30-00-086.00

Property Details

APN / Parcel Number

Primary APN059-30-00-086.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,092 sqft Finished Area
Gross Area1,316 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick
Lot Area27,443 sqft (0.63 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address644 WAYSKIN DR
CityCOVINGTON
StateKY
Zip41015-2373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCHOOL VIEW SEC 2 LOTS 5-6
Legal SubdivisionSCHOOL VIEW
Legal Phase2
Legal Lot Number5-6
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4010
Census Tract65300

Owner

Source: Kenton County records · APN 059-30-00-086.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9205 PLANTATION LAKES CIR, SANFORD, FL 32771-7339
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Warranty Deed, Transfer · Conventional Mortgage
GENERAL ELECTRIC CU
Jan 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
GENERAL ELECTRIC CU
Dec 03, 2018Warranty Deed, Transfer · Conventional with PMI
FIFTH THIRD MTG
Feb 09, 2018Quit Claim Deed, Transfer · FHA Mortgage
CARRINGTON MTG SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 19, 2021 · Amount on Record
Deed SaleJan 19, 2021 · Amount on Record
Prior SaleJan 19, 2021 · Amount on Record
Deed Document Number20215900176
Deed Book / Page67 / 51
Prior Transfer DateJan 26, 2018
Prior Transfer Doc0000000056
Record UpdatedSep 20, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 19, 2021
Property Address644 WAYSKIN DR, COVINGTON, KY 41015-2373
Document Number0000000176
Book / Page000067 / 000051
Instrument DateJan 07, 2021
Instrument176
Transaction TypeTransfer
Record UpdatedMar 12, 2021
Title CompanyNORTHWEST TITLE FAM/COMPANIES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$158.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 WAYSKIN DR COVINGTON KY 410152373, COVINGTON, KY 41015-2373

Mortgage

Document Number177
DateJan 19, 2021
Book Page00M155/000749
Instrument177
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address644 WAYSKIN DR, COVINGTON, KY 41015-2373
Document Number0000000177
Instrument DateJan 07, 2021
Transaction TypeMortgage
Record UpdatedMar 03, 2021
Title CompanyNORTHWEST TITLE FAM/COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 WAYSKIN DR COVINGTON KY 410152373, COVINGTON, KY 41015-2373

Mortgage

Document Number0000000177
DateJan 19, 2021
Book Page00M155/000749
Instrument177
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45241
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 18, 2051

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 03, 2018
Property Address644 WAYSKIN DR, COVINGTON, KY 41015-2373
Document Number0000000123
Book / Page0I4200 / 000147
Instrument DateOct 01, 2018
Instrument123
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyTITLE FIRST, TITLE FIRST AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address63 RIDGEWOOD DR ALEXANDRIA KY 410011352, ALEXANDRIA, KY 41001-1352

Mortgage

Document Number124
DateDec 03, 2018
Book Page0I4200/000152
Instrument124
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45263
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 02, 2048

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateFeb 09, 2018
Property Address644 WAYSKIN DR, COVINGTON, KY 41015-2373
Document Number0000000056
Book / Page0I4066 / 000065
Instrument DateJan 26, 2018
Instrument56
Transaction TypeTransfer
Record UpdatedMar 29, 2018
Title CompanyCOSMOPOLITAN TITLE CORPORATION

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address644 WAYSKIN DR COVINGTON KY 410152373, COVINGTON, KY 41015-2373

Mortgage

Document Number57
DateFeb 09, 2018
Book Page0I4066/000068
Instrument57
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 08, 2043

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,565.00 (-7.07%)$158,000 (-) Land $15,000 Building $143,000$158,000 (-) Land $15,000 Building $143,000
2023$1,684.00$158,000 Land $15,000 Building $143,000$158,000 Land $15,000 Building $143,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170653004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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