640 Wayskin Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 640 Wayskin Dr, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage918 sqft Finished Area
Lot Size15,000 sqft (0.344 acres)
GarageAttached
OccupancyOwner Occupied
Tax Bill$1,806.00 (2025)

Property Details

APN / Parcel Number

Primary APN059-30-00-084.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area918 sqft Finished Area
Gross Area1,273 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1960
Exterior MaterialBrick Exterior
Foundation TypeBlock Foundation
Lot Area15,000 sqft (0.344 acres)
Depth X Width200 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelOil Heating Fuel

Location & Zoning

Old Parcel Number0593000084.00
Street Address640 WAYSKIN DR
CityCOVINGTON
StateKY
Zip41015-2373
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSCHOOL VIEW SEC 2 LOT 9 & E 1/2 LOT 8 75'X 200' WAYSKIN DR
Legal SubdivisionSCHOOL VIEW
Legal Phase2
Legal Lot Number9,8
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup4
Census Block4010
Census Tract65300

Owner

Source: Kenton County records · APN 059-30-00-084.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address640 WAYSKIN DR, COVINGTON, KY 41015-2373
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Oct 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 25, 2022
Deed SaleOct 25, 2022
Deed Doc Number0000196701
Deed Book / PageI-3638 / 108
Prior Transfer DateAug 24, 2015
Prior Transfer Doc15 08 24 059 00146
Record RefreshedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address640 WAYSKIN DR, COVINGTON, KY 41015-2373
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyAMERICAN HOMELAND TITLE AGENCY, AMERICAN HOMELAND TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 WAYSKIN DR, COVINGTON, KY 41015-2373

Mortgage

Document Number0000003433
DateFeb 20, 2026
Book Page735/706
Instrument26059000003433
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2041

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address640 WAYSKIN DR, COVINGTON, KY 41015-2373
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address722 JEFFERSON PL, TAYLOR MILL, KY 41015-2234

Mortgage

Document Number0005900092
DateOct 25, 2022
Book PageKCM 416/636
Instrument22102505900092
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,806.00 (-7.05%)$182,300 (-) Land $10,000 Building $172,300$182,300 (-) Land $10,000 Building $172,300
2023$1,943.00$182,300 Land $10,000 Building $172,300$182,300 Land $10,000 Building $172,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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