647 N 3rd St, Reading, PA 19601 Property Records

Berks County property record for 647 N 3rd St, Reading, PA 19601

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,228 sqft · built 1903
Lot Size	0.04 acres (1,742 sqft)
Owner	Company Name on File
Last Sale	$145,000 (Sep 2021)
Tax Bill	$1,292 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-58-63-8953`

Property Details

APN / Parcel Number

Primary APN	`5307-58-63-8953`
Alternative APNs	`14-5307-58-63-8953` `14057800` `057800`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,228 sqft Living Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14057800
Street Address	647 N 3RD ST
City	READING
State	PA
Zip	19601-2802
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	63
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2009
Census Tract	900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

647 N 3rd St, a residential property, is owned by a company that bought it in September 2021.

Source: Berks County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	208 N SANDY LN, SINKING SPRING, PA 19608-9547
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Sep 14, 2021	Deed, Transfer · Commercial Mortgage FIRST COMMONWEALTH FCU
Jan 30, 2018	Deed, Transfer · FHA Mortgage CUSTOMERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Jan 30, 2018 · Amount on File
Deed Document Number	202145876
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	647 N 3RD ST, READING, PA 19601-2802
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 N 3RD ST, READING, PA 19601-2802

Mortgage

Document Number	0000003267
Date	Jan 22, 2021
Instrument	2021003267

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Feb 1, 2048

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 14, 2021
Property Address	647 N 3RD ST, READING, PA 19601-2802
Document Number	0000045876
Instrument Date	Aug 25, 2021
Instrument	2021045876
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 N SANDY LN, SINKING SPRING, PA 19608-9547

Mortgage

Document Number	0000045877
Date	Sep 14, 2021
Instrument	2021045877

Lender

Name	FIRST COMMONWEALTH FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 30, 2018
Property Address	647 N 3RD ST, READING, PA 19601-2802
Document Number	0000003386
Instrument Date	Jan 12, 2018
Instrument	2018003386
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	647 N 3RD ST, READING, PA 19601-2802

Mortgage

Document Number	0000003387
Date	Jan 30, 2018
Instrument	2018003387

Lender

Name	CUSTOMERS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 647 N 3rd St was $1,292.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,292.00	$45,800 Land $8,400 Building $37,400	$8,400 Land $8,400
2024	$1,212.00	$45,800 Land $8,400 Building $37,400
1994			$45,800 Land $8,400 Building $37,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 647 N 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 647 N 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on N 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures