Berks County property record for 642 N 3rd St, Reading, PA 19601
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 3 ba · 2,779 sqft · built 1886 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $52,500 (Jan 2017) |
| Tax Bill | $2,199 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2022 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5307-58-64-6084 |
| Primary APN | 5307-58-64-6084 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,779 sqft Living Area |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1886 |
| Architectural Style | Multi-Family |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 4,356 sqft (0.1 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14057725 |
|---|---|
| Street Address | 642 N 3RD ST |
| City | READING |
| State | PA |
| Zip | 19601-2859 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Block | 64 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 900 |
Source: Berks County assessment roll, APN 5307-58-64-6084, as of May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 424 ACORN LN, READING, PA 19605-2151 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RFLF 5 LLC |
| Nov 02, 2022 | Deed of Trust, Mortgage · Construction Mortgage KIAVI FUNDING INC |
| Mar 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage VISIO FINANCIAL SERVICES INC |
| Jan 20, 2017 | Deed, Transfer · Construction Mortgage PHARES FRY ETAL |
| Jan 20, 2017 | Grant Deed, Transfer CONESTOGA TITLE INSURANCE COMPANY, CONESTOGA TITLE INS CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 20, 2017 · Amount on Record |
| Deed Sale | Jan 20, 2017 · Amount on Record |
| Prior Sale | Jan 20, 2017 · Amount on Record |
| Deed Document Number | 20172606 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 17, 2026 |
| Property Address | 642 N 3RD ST, READING, PA 19601-2859 |
| Document Number | 0000023223 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202623223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | SIGNATURE ABSTRACT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 424 ACORN LN, READING, PA 19605-2151 |
| Document Number | 0000023223, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 202623223 |
| Name | RFLF 5 LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 642 N 3RD ST, READING, PA 19601-2859 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Title Company | SIGNATURE ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 424 ACORN LN, READING, PA 19605-2151 |
| Document Number | 0000043048 |
|---|---|
| Date | Nov 02, 2022 |
| Instrument | 2022043048 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 642 N 3RD ST, READING, PA 19601-2859 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008325 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 2018008325 |
| Name | VISIO FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 07, 2018 |
| Change Frequency | Annually |
| Min Rate At Change | 7.23% |
| Max Rate At Change | 1.02% |
| Index | 1-Year LIBOR |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jan 20, 2017 |
| Property Address | 642 N 3RD ST, READING, PA 19601-2859 |
| Document Number | 0000002606 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 2017002606 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | CONESTOGA TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 428 ACORN LN, READING, PA 19605-2151 |
| Document Number | 0000002607 |
|---|---|
| Date | Jan 20, 2017 |
| Instrument | 2017002607 |
| Name | PHARES FRY ETAL |
|---|---|
| Type | Private Party |
| Address | 65 FRY LN, AUBURN, PA 17922 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Mar 31, 2018 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jan 20, 2017 |
| Property Address | 642 N 3RD ST, READING, PA 19601-2859 |
| Document Number | 0000002605 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 2605 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2017 |
| Title Company | CONESTOGA TITLE INSURANCE COMPANY, CONESTOGA TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 21 COLUMBIA AVE READING PA 196061316, READING, PA 19606-1316 |
Source: Berks County assessment roll as of May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,199.00 (+6.64%) | $77,900 (-) Land $13,200 Building $64,700 | $13,200 (-83.06%) Land $13,200 |
| 2024 | $2,062.00 | $77,900 Land $13,200 Building $64,700 | |
| 1994 | $77,900 Land $13,200 Building $64,700 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), as of February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 989 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Source: EPA Safe Drinking Water Information System, water system PA3060059, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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