643 N 3rd St, Reading, PA 19601 Property Records

Berks County property record for 643 N 3rd St, Reading, PA 19601 · Last verified June 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4 ba · 2,730 sqft · built 1903
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$159,900 (Apr 2021)
Tax Bill	$1,781 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-58-63-8839`

Property Details

APN / Parcel Number

Primary APN	`5307-58-63-8839`
Alternative APNs	`14-5307-58-63-8839` `14057750` `057750`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Units	4 Units
Stories	3 Stories
Building Area	2,730 sqft Living Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,614 sqft (0.06 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14057750
Street Address	643 N 3RD ST
City	READING
State	PA
Zip	19601-2816
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	63
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2009
Census Tract	900

Owner

Source: Berks County records · APN 5307-58-63-8839

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	812 MARGARET ST, READING, PA 19611-1766
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed, Transfer · Commercial Mortgage CV3 FINANCIAL SERVICES LLC
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit RIVERFRONT FCU
May 25, 2022	Deed of Trust, Mortgage STRATON THADDEUS LLC
Apr 12, 2021	Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Jun 28, 2012 · Amount on Record
Deed Document Number	202117735
Record Updated	Sep 20, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 22, 2024
Property Address	643 N 3RD ST, READING, PA 19601-2816
Document Number	0000008420
Instrument Date	Mar 01, 2024
Instrument	2024008420
Transaction Type	Transfer
Record Updated	Apr 08, 2024
Title Company	PREMIER SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 MARGARET ST, READING, PA 19611-1766

Mortgage

Document Number	0000009649
Date	Apr 02, 2024
Instrument	2024009649

Lender

Name	CV3 FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	643 N 3RD ST, READING, PA 19601-2816
Transaction Type	Mortgage
Record Updated	May 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 N 3RD ST, READING, PA 19601-2816

Mortgage

Document Number	0000011424
Date	Apr 24, 2023
Instrument	2023011424

Lender

Name	RIVERFRONT FCU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	643 N 3RD ST, READING, PA 19601-2816
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021603
Date	May 25, 2022
Instrument	2022021603

Lender

Name	STRATON THADDEUS LLC
Type	Non-Lending Institution
Address	READING, PA 19605

Agreement

Amount	Amount Recorded
Term	13 Months
Due	Jun 01, 2023

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Apr 12, 2021
Property Address	643 N 3RD ST, READING, PA 19601-2816
Document Number	0000017735
Instrument Date	Mar 31, 2021
Instrument	2021017735
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 N 3RD ST, READING, PA 19601-2816

Mortgage

Document Number	0000017736
Date	Apr 12, 2021
Instrument	2021017736

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,781.00 (+4.03%)	$63,100 (-) Land $10,800 Building $52,300	$10,800 (-) Land $10,800
2025	$1,712.00 (+2.51%)	$63,100 (-) Land $10,800 Building $52,300	$10,800 (-82.88%) Land $10,800
2024	$1,670.00 (-39.45%)	$63,100 (-) Land $10,800 Building $52,300
2023	$2,758.00	$63,100 Land $10,800 Building $52,300
1994			$63,100 Land $10,800 Building $52,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 989 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Greenlight Networks Holding	Fiber	10,000 / 10,000
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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