640 N 3rd St, Reading, PA 19601 Property Records

Berks County property record for 640 N 3rd St, Reading, PA 19601

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 4 ba · 2,723 sqft · built 1886
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$335,000 (Jun 2023)
Tax Bill	$1,690 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`5307-58-64-6080`

Property Details

APN / Parcel Number

Primary APN	`5307-58-64-6080`
Alternative APNs	`14-5307-58-64-6080` `057700`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,723 sqft Living Area

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	4,356 sqft (0.1 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 N 3RD ST
City	READING
State	PA
Zip	19601-2839
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Block	64
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2011
Census Tract	900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	980 E 23RD ST, PATERSON, NJ 07513-1520
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed, Transfer · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC
Jul 16, 2020	Grant Deed, Transfer ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO/BERKS CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	202317693
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 21, 2023
Property Address	640 N 3RD ST, READING, PA 19601-2839
Document Number	0000017693
Instrument Date	Jun 12, 2023
Instrument	2023017693
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 E 23RD ST, PATERSON, NJ 07513-1520

Mortgage

Document Number	0000017694
Date	Jun 21, 2023
Instrument	2023017694

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jul 16, 2020
Property Address	640 N 3RD ST, READING, PA 19601-2839
Document Number	0000023586
Instrument Date	Jul 14, 2020
Instrument	23586
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO/BERKS CNTY

Transaction

Amount	Amount Recorded
Tax	$720.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 MITTI RD SHILLINGTON PA 196073225, SHILLINGTON, PA 19607-3225

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,690.00 (+6.62%)	$59,900 (-) Land $13,200 Building $46,700	$13,200 (-77.96%) Land $13,200
2024	$1,585.00 (-39.46%)	$59,900 (-) Land $13,200 Building $46,700
2023	$2,618.00	$59,900 Land $13,200 Building $46,700
1994			$59,900 Land $13,200 Building $46,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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